CommBank
Farm Management Deposit account (At Call)
A tax-effective investment that allows primary producers to set aside pre-tax income as a cash reserve for later years.
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Base rate
- 0.00%
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableAt Call Option. Payment frequency - Quarterly in March, June, September and December. Rate is on Per Annum basis. | — | — | up to $1,000 | 0.00% | — | paid every 3 mo |
| VariableAt Call Option. Payment frequency - Quarterly in March, June, September and December. Rate is on Per Annum basis. | — | — | $1,000–$30,000 | 0.01% | — | paid every 3 mo |
| VariableAt Call Option. Payment frequency - Quarterly in March, June, September and December. Rate is on Per Annum basis. | — | — | $100,000+ | 1.35% | — | paid every 3 mo |
| VariableAt Call Option. Payment frequency - Quarterly in March, June, September and December. Rate is on Per Annum basis. | — | — | $30,000–$100,000 | 0.75% | — | paid every 3 mo |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Issue of transaction listing or Paper Statement Fee | Event | $2.50 | — | At Call FMD Account - on the date of request for ad-hoc transaction listing or paper statement |
§ 03 — Features
Digital banking
- · Helps balance good and bad times, by allowing eligible customers to set aside their individual pre-tax income in good years as a cash reserve to withdraw from in less profitable years.
- · Withdrawals and deposits are made by phoning your Relationship Manager, or visiting a branch of the Bank.
- · When you select an At Call Deposit you will receive a standard variable interest rate. Interest is calculated daily and paid quarterly on the full balance when $1,000 or more is held in the account.
- · Flexibility to choose between a fixed term and at call investment option
- · $1,000.00 minimum ongoing balance in any individual FMD Account at any time.
- · No account-keeping fees (standard government fees may apply).
- · Funds held in a FMD account will be deducted from your assessable income in the year in which the deposit is made. Withdrawals are considered assessable income for that year's tax return. Keep in min…
§ 04 — Eligibility & limits
- · Opening balance $1,000
- · To be eligible for the scheme and to maintain FMD status, the account holder must be an individual primary producer (this can include the beneficiary of a trust, partner of a partnership, but not joi…
§ 05 — Compare
§ 06 — Run the numbers
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Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.