The Finance Algorithm
Connective Select Home Loans logoConnective Select Home Loans

Connective Select Offset Account

The Offset Account is designed to be linked and used with the Connective Select Offset Home Loan. Eligible home loan customers can receive offset benefits by linking an Offset Account to an AFG Alpha Offset Home Loan which reduces the amount of interest that would otherwise accrue in relation to the Connective Select Offset Home Loan.

Savings & transaction accountsBank updated 23 Sept 2026

At a glance

Base rate
0.00%

Rates

The one rate Connective Select Home Loans publishes for this account.

TypeApplies toTermBandRateComparisonConditions
Variable100% offset to the Offset Home Loan.---0.00%-paid every 1 mo

Fees

41 fees published, grouped by when they're charged.

When you make a transaction24

  • Bank@Post Deposit

    Debit card initiated transaction.

    $2.50
  • Periodical Payment to Other Financial Institution

    Staff assisted service.

    $3.75
  • Periodical Payment
    No fee
  • Bank@Post Loan Repayment
    No fee
  • Bendigo Bank ATM Deposit
    No fee
  • Direct Credit (Inward)
    No fee
  • Direct Debit
    No fee
  • e-banking Internal Transfer

    When completed via e-banking

    No fee
  • e-banking Pay Anyone Transfer, including Osko®

    When completed via e-banking.

    No fee
  • EFT Credit Transfer

    Staff assisted service.

    $4
  • International Transaction Fee

    Debit card initiated transaction. 3% of the Transaction amount in AUD.

    3.00% of transaction
  • Inward Telegraphic Transfer in a Foreign Currency
    $10
  • Inward Telegraphic Transfer in AUD Currency

    Note: Transfer of Australian dollars or foreign currency into any Bendigo and Adelaide Bank account may incur a handling or acceptance fee by the accepting bank and / or intermediary bank(s), (the am…

    $2
  • Outward Telegraphic Transfers
    $30
  • Retail Purchase
    No fee
  • Sweep Facility (internal)

    When you instruct us in writing to make a regular payment from your Offset Account to a Mastercard credit card account.

    No fee
  • Transfer (in branch)

    Staff assisted service.

    $2.50
  • Bank@Post Withdrawal

    Debit card initiated transaction.

    $2.50
  • Bendigo Bank ATM Withdrawal

    Debit card initiated transaction.

    No fee
  • BPAY Withdrawal

    When completed via e-banking.

    No fee
  • Cash Withdrawal (in branch)

    Staff assisted service.

    $2.50
  • EFTPOS Withdrawal

    Debit card initiated transaction.

    No fee
  • International ATM Withdrawal

    Debit card initiated transaction. Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept o…

    $5
  • Non-Bendigo Bank ATM Withdrawal

    Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown.

    No fee

When particular things happen17

  • Bank@Post Balance Enquiry

    Debit card initiated transaction.

    No fee
  • Bendigo Bank ATM Enquiry
    No fee
  • Non-Bendigo Bank ATM Enquiry

    Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown.

    No fee
  • Amendment to Telegraphic Transfer Instructions

    Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown.

    $25
  • Audit Request

    When you or your representative (for example, your accountant) request us to provide a written statement of your financial accounts with us. Other financial institutions may charge you a fee for usin…

    From $30
  • Bill Payment Transaction Recall Fee
    $20
  • Bill Payment Transaction Trace Fee¹
    $20
  • Direct Debit Dishonour Fee
    $10
  • Direct Entry Trace Fee
    $30
  • International ATM Enquiry

    Debit card initiated transaction. Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept o…

    $1.50
  • Pay Anyone Trace Fee (including Osko)
    $30
  • Periodical Payment Dishonour
    $5
  • Replacement Card Fee
    $15
  • Statement Fee
    $5
  • Sweep Facility Rejection
    $5
  • Telegraphic Transfer Return Request

    Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown.

    $25
  • Telegraphic Transfer Trace Fee

    Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown.

    $25

Features

Offset accountDigital banking

Eligibility and limits

  • Have or have been approved for a Connective Select Offset Home Loan.
  • Must be linked to a Connective Select Offset Home Loan product.

Published by Connective Select under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.