The Finance Algorithm
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iSaver

Enjoy the freedom of online banking to save at a higher rate of return even if you spend.

Savings & transaction accountsBank updated 16 Oct 2026

At a glance

Intro rate
3.15% for 2 mo

Rates

The one rate Dnister Bank publishes for this account.

TypeApplies toTermBandRateComparisonConditions
IntroductoryVariable Interest on entire balance $1 and over - Special introductory interest rate for 3 months-2 mo intro-3.15%-paid every 1 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
16 Oct 2026Introductory, 2 mo intro2.70%3.15%up 0.45

Each change is logged the night it appears in the rates Dnister publishes. See how every lender answered the RBA on the rate tracker.

Fees

21 fees published, grouped by when they're charged.

While you hold it1

  • Dormant Account
    $35 a year

When particular things happen20

  • Bank Cheque Fee
    $12
  • BPAY Trans Investigation
    $10
  • BPAY/PP Returned Fee
    $25
  • Copy of Interest Summary
    $10
  • Copy of statement of accounts
    $6
  • Corporate Cheque Stop Request
    $12
  • Dishonour of Direct Debit
    $15
  • Dishonour of Direct Debit
    $25
  • Foreign Cash/Cheque Deposit
    $30
  • Foreign Cash/Chq/Travel Money
    $30
  • Honour Fee
    $0.10
  • Honour Fee
    $10
  • Inter Credit Union Withdrawal
    $10
  • Inward Cheque Dishonour Fee
    $20
  • Mbr Chq / PP Trace Fee
    $60
  • Member Cheque Copy Fee
    $20
  • Paper Statement Fee

    Only customers older than a minimum age receive the discount

    $4
  • Paper Statement Fee

    Only customers older than a minimum age receive the discount

    $6
  • Presented Stopped Cheque Fee
    $35
  • Thomas Cook Draft Fee
    $20

Features

Instant paymentsPayIDDigital banking

Eligibility and limits

  • This product is only available through Online Banking.

Published by Dnister under the Consumer Data Right, last changed by them on 16 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.