The Finance Algorithm
Dnister Bank

Pensioner Savings

Everyday account tailored for Seniors.

Savings & transaction accountsBank updated 23 Sept 2026
At a glance
Base rate
2.40%
§ 01 — Rates · 3
TypeApplies toTermBandRateComparisonConditions
VariableThese rates are for single account holders$1–$75,0002.40%paid every 1 mo
Variable$2,001–$75,0002.40%paid every 1 mo
Variable$75,001+2.90%paid every 1 mo
§ 02 — Fees · 22
FeeTypeAmountWhenNotes
Bank Cheque FeeEvent$12
BPAY Trans InvestigationEvent$10
BPAY/PP Returned FeeEvent$25
Corporate Cheque Stop RequestEvent$12
Dishonour of Direct DebitEvent$15
Dishonour of Direct DebitEvent$25
Foreign Cash/Cheque DepositEvent$30
Foreign Cash/Chq/Travel MoneyEvent$30
Honour FeeEvent$0.10
Honour FeeEvent$10
Inter Credit Union WithdrawalEvent$10
Inward Cheque Dishonour FeeEvent$20
Mbr Chq / PP Trace FeeEvent$60
Member Cheque Copy FeeEvent$20
Paper Statement FeeEvent$4Only customers older than a minimum age receive the discount
Paper Statement FeeEvent$6Only customers older than a minimum age receive the discount
Presented Stopped Cheque FeeEvent$35
Thomas Cook Draft FeeEvent$20
Dormant AccountPeriodic$35Every 1 yr
ATM Withdrawal FeeTransaction$2
ATM Withdrawal FeeTransaction$2.20
Counter Cash Withdrawal FeeTransaction$3.50
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
§ 04 — Eligibility & limits
  • · Available to individuals

Published by Dnister under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.