Dnister BankPensioner Savings
Everyday account tailored for Seniors.
Savings & transaction accountsBank updated 16 Oct 2026
At a glance
- Base rate
- 2.90%
Rates
Every rate Dnister Bank publishes for this account, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableThese rates are for single account holders | - | - | $1–$75,000 | 2.90% | - | paid every 1 mo |
| Variable | - | - | $2,001–$75,000 | 2.90% | - | paid every 1 mo |
| Variable | - | - | $75,001+ | 3.40% | - | paid every 1 mo |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Variable, $1–$75,000 | 2.40% | 2.90% | up 0.50 |
| 16 Oct 2026 | Variable, $2,001–$75,000 | 2.40% | 2.90% | up 0.50 |
| 16 Oct 2026 | Variable, $75,001+ | 2.90% | 3.40% | up 0.50 |
Each change is logged the night it appears in the rates Dnister publishes. See how every lender answered the RBA on the rate tracker.
Fees
22 fees published, grouped by when they're charged.
While you hold it1
- Dormant Account$35 a year
When you make a transaction3
- ATM Withdrawal Fee$2
- ATM Withdrawal Fee$2.20
- Counter Cash Withdrawal Fee$3.50
When particular things happen18
- Bank Cheque Fee$12
- BPAY Trans Investigation$10
- BPAY/PP Returned Fee$25
- Corporate Cheque Stop Request$12
- Dishonour of Direct Debit$15
- Dishonour of Direct Debit$25
- Foreign Cash/Cheque Deposit$30
- Foreign Cash/Chq/Travel Money$30
- Honour Fee$0.10
- Honour Fee$10
- Inter Credit Union Withdrawal$10
- Inward Cheque Dishonour Fee$20
- Mbr Chq / PP Trace Fee$60
- Member Cheque Copy Fee$20
- Paper Statement Fee
Only customers older than a minimum age receive the discount
$4 - Paper Statement Fee
Only customers older than a minimum age receive the discount
$6 - Presented Stopped Cheque Fee$35
- Thomas Cook Draft Fee$20
Features
Instant paymentsPayIDDigital bankingUnlimited transactions
Eligibility and limits
- Available to individuals
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Published by Dnister under the Consumer Data Right, last changed by them on 16 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.