The Finance Algorithm

At a glance

Pricing
Rates on application

Fees

19 fees published, grouped by when they're charged.

While you hold it1

  • Dormant Account
    $35 a year

When particular things happen18

  • Bank Cheque Fee
    $12
  • BPAY Trans Investigation
    $10
  • BPAY/PP Returned Fee
    $25
  • Corporate Cheque Stop Request
    $12
  • Dishonour of Direct Debit
    $15
  • Dishonour of Direct Debit
    $25
  • Foreign Cash/Cheque Deposit
    $30
  • Foreign Cash/Chq/Travel Money
    $30
  • Honour Fee
    $0.10
  • Honour Fee
    $10
  • Inter Credit Union Withdrawal
    $10
  • Inward Cheque Dishonour Fee
    $20
  • Mbr Chq / PP Trace Fee
    $60
  • Member Cheque Copy Fee
    $20
  • Paper Statement Fee

    Only customers older than a minimum age receive the discount

    $4
  • Paper Statement Fee

    Only customers older than a minimum age receive the discount

    $6
  • Presented Stopped Cheque Fee
    $35
  • Thomas Cook Draft Fee
    $20

Features

Instant paymentsPayIDDigital bankingUnlimited transactions

Eligibility and limits

None published.

Published by Dnister under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.