The Finance Algorithm
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Easy Everyday Access account

An account for everyday with a debit card and no monthly account keeping fees, so you can shop, pay bills, access cash and more. Keep everyday banking low fuss with no minimum monthly deposit needed.

Savings & transaction accountsBank updated 6 Oct 2026

At a glance

Base rate
0.00%
Easy Street Visa Debit Card

Rates

The one rate Easystreet publishes for this account.

TypeApplies toTermBandRateComparisonConditions
Variable---0.00%-paid every 1 mo

Fees

12 fees published, grouped by when they're charged.

When you make a transaction2

  • INTERNATIONAL_TRANSACTION_FEE

    Applies for all transactions (including reversals and cash advances) where you use your card for a foreign currency transaction or for an Australian dollar transaction that is with a foreign merchant…

    3.00% of transaction
  • OVERSEAS_DEBIT_CARD_ATM_WITHDRAWAL
    $5

If a payment is late or fails1

  • DIRECT_DEBIT_DISHONOUR

    Charged when payment of a direct debit from your account is rejected.

    $20

When particular things happen9

  • CANCEL_REPLACEMENT_VISA_CARD_(OVERSEAS)

    Charged in US Dollars.

    $50
  • CARD_EXTRACTION_FEE
    $45
  • COPY_OF_PRINT_STATEMENT_-_FEE

    $1.50 per page

    $1.50
  • DORMANCY_FEE

    Charged in November each year.

    $20
  • EFT_INVESTIGATION_FEE
    $35
  • INACTIVE_FEE
    $2
  • REPLACEMENT_OF_VISA_CARD_(OVERSEAS)

    Charged in US Dollars.

    $175
  • REPLACEMENT_OF_VISA_CARD_(WITHIN_AUSTRALIA)
    $12.50
  • STOP_PAYMENT_OF_FUNDS_TRANSFER_TO_OR_FROM_ANOTHER_FINANCIAL_INSTITUTION

    Charged at cost

    No fee

Features

Instant paymentsPayIDDigital bankingUnlimited transactionsApple PayGoogle PaySamsung Pay

Eligibility and limits

  • Minimum age 18
  • Available to individuals

Published by Easy Street under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.