The Finance Algorithm
Fire Service Credit Union logoFire Service Credit Union

S5 High Interest

Whether you're saving for a holiday or a speical event this account will help you meet your goals

Savings & transaction accountsBank updated 15 Oct 2026

At a glance

Base rate
3.50%

Rates

The one rate Fire Service Credit Union publishes for this account.

TypeApplies toTermBandRateComparisonConditions
Variable---3.50%-paid every 1 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
16 Oct 2026Variable3.25%3.50%up 0.25

Each change is logged the night it appears in the rates Fire Service Credit Union publishes. See how every lender answered the RBA on the rate tracker.

Fees

3 fees published, grouped by when they're charged.

When you make a transaction1

  • High Return Withdrawal Fee

    Payable per transaction, after the first, when your S5 savings account is debited more than once per calendar month.

    $5

When particular things happen2

  • Branch Cash Withdrawals 1st Tier

    $2,000 - $14,999

    $3
  • Branch Cash Withdrawals 2nd Tier

    $15,000 and over

    $20

Features

Instant paymentsPayIDDigital banking

Eligibility and limits

  • Residency: Australian Residents only
  • Available to individuals
  • Available to businesses
  • To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.

Published by Fire Service Credit Union under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.