At a glance
- Base rate
- 0.05%
Rates
Every rate Gateway Bank publishes for this account, 5 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $2,500 | 0.05% | - | paid every 6 mo |
| Variable | - | - | $10,000–$25,000 | 0.15% | - | paid every 6 mo |
| Variable | - | - | $2,500–$10,000 | 0.15% | - | paid every 6 mo |
| Variable | - | - | $25,000–$50,000 | 0.15% | - | paid every 6 mo |
| Variable | - | - | $50,000+ | 0.25% | - | paid every 6 mo |
Fees
18 fees published, grouped by when they're charged.
When you make a transaction3
- Bank @ Post
Withdrawal fee $2.65, Deposit fee $0, Cheque dishonour $24
No fee - Cheque Withdrawal Fee
Corporate (Bank) Cheque - Over the counter or mailed
$7.50 - OTC Withdrawal Fee
Withdrawl Transaction Fee for staff assisted transactions
$7.50
When particular things happen12
- BPay Error Correction
BPAY Error Correction
$25 - BPay Fee
BPAY Payment (Staff assisted)
$7.50 - BPay Trace
BPAY Trace
$25 - Chargeback$28
- Cheque Dishonour Fee
Payable each occasion a cheque credited to your account is dishonoured by another financial institution
$10 - Direct Entry/EFT Recall
Direct Entry/EFT Recall
$25 - Direct Entry/EFT Trace
Direct Entry/EFT Trace
$25 - Dishonour Fee
Any fee charged in relation to a dishonoured payment will be passed on to you
$15 - QuickDebit Dishonour Fee
Payable each occasion payment credited to your account is dishonoured by another financial institution. At cost currently $15
$15 - RTGS (same day EFT)
Real Time Gross Settlement (RTGS) (same day EFT)
$30 - Transaction Fee$7.50
- Voucher Request$20
Other fees3
- Overseas ATM
Payable to overseas institution. Direct Charge to Member. Plus Conversion at cost
Varies - Overseas ATM
Payable to Gateway Bank
Varies - Overseas ATM
Payable to overseas institution. Direct Charge to Member Plus Conversion at cost.
Varies
Features
Eligibility and limits
None published.
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Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.