At a glance
- Base rate
- 0.05%
§ 01 — Rates · 5
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $2,500 | 0.05% | — | paid every 6 mo |
| Variable | — | — | $10,000–$25,000 | 0.15% | — | paid every 6 mo |
| Variable | — | — | $2,500–$10,000 | 0.15% | — | paid every 6 mo |
| Variable | — | — | $25,000–$50,000 | 0.15% | — | paid every 6 mo |
| Variable | — | — | $50,000+ | 0.25% | — | paid every 6 mo |
§ 02 — Fees · 18
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BPay Error Correction | Event | $25 | — | BPAY Error Correction |
| BPay Fee | Event | $7.50 | — | BPAY Payment (Staff assisted) |
| BPay Trace | Event | $25 | — | BPAY Trace |
| Chargeback | Event | $28 | — | — |
| Cheque Dishonour Fee | Event | $10 | — | Payable each occasion a cheque credited to your account is dishonoured by another financial institution |
| Direct Entry/EFT Recall | Event | $25 | — | Direct Entry/EFT Recall |
| Direct Entry/EFT Trace | Event | $25 | — | Direct Entry/EFT Trace |
| Dishonour Fee | Event | $15 | — | Any fee charged in relation to a dishonoured payment will be passed on to you |
| QuickDebit Dishonour Fee | Event | $15 | — | Payable each occasion payment credited to your account is dishonoured by another financial institution. At cost currently $15 |
| RTGS (same day EFT) | Event | $30 | — | Real Time Gross Settlement (RTGS) (same day EFT) |
| Transaction Fee | Event | $7.50 | — | — |
| Voucher Request | Event | $20 | — | — |
| Overseas ATM | Other | Varies | — | Payable to overseas institution. Direct Charge to Member. Plus Conversion at cost |
| Overseas ATM | Other | Varies | — | Payable to Gateway Bank |
| Overseas ATM | Other | Varies | — | Payable to overseas institution. Direct Charge to Member Plus Conversion at cost. |
| Bank @ Post | Transaction | No fee | — | Withdrawal fee $2.65, Deposit fee $0, Cheque dishonour $24 |
| Cheque Withdrawal Fee | Transaction | $7.50 | — | Corporate (Bank) Cheque - Over the counter or mailed |
| OTC Withdrawal Fee | Transaction | $7.50 | — | Withdrawl Transaction Fee for staff assisted transactions |
§ 03 — Features
Digital bankingUnlimited transactions
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
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Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.