At a glance
- Base rate
- 0.10%
- Bonus rate
- 4.25%
- Up to
- 4.35%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | — | — | — | 4.25% | — | paid every 1 mo; Balance needs to increase $250 over the month prior.; Bonus interest |
| Variable | — | — | — | 0.10% | — | paid every 1 mo |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BPay Error Correction | Event | $25 | — | — |
| BPay Fee | Event | $7.50 | — | — |
| BPay Trace | Event | $25 | — | — |
| Cheque Dishonour Fee | Event | $10 | — | — |
| Cheque Withdrawal Fee | Event | $10 | — | — |
| Direct Entry/EFT Recall | Event | $25 | — | — |
| Direct Entry/EFT Trace | Event | $25 | — | — |
| Dishonour Fee | Event | $15 | — | — |
| QuickDebit Dishonour Fee | Event | $15 | — | — |
| RTGS (same day EFT) | Event | $30 | — | — |
| Transaction Fee | Event | $7.50 | — | — |
§ 03 — Features
Digital banking
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Gateway Bank under the Consumer Data Right, last changed by them on 19 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.