At a glance
- Up to
- 4.60%
- Base rate
- 0.10%
- Bonus rate
- 4.50%
Rates
Every rate Gateway Bank publishes for this account, 2 in all.
How the rate is made up
4.60%in a month every condition is met
0.10% base rate4.50% bonus, when its conditions are met
To earn the bonus
- Balance needs to increase $250 over the month prior.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | - | - | - | 4.50% | - | paid every 1 mo; Balance needs to increase $250 over the month prior.; Bonus interest |
| Variable | - | - | - | 0.10% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 14 Oct 2026 | Bonus | 4.25% | 4.50% | up 0.25 |
Each change is logged the night it appears in the rates Gateway Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
11 fees published, grouped by when they're charged.
When particular things happen11
- BPay Error Correction$25
- BPay Fee$7.50
- BPay Trace$25
- Cheque Dishonour Fee$10
- Cheque Withdrawal Fee$10
- Direct Entry/EFT Recall$25
- Direct Entry/EFT Trace$25
- Dishonour Fee$15
- QuickDebit Dishonour Fee$15
- RTGS (same day EFT)$30
- Transaction Fee$7.50
Features
Digital banking
Eligibility and limits
None published.
Compare it with others
Put this product through a calculator
Published by Gateway Bank under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.