Gateway Bank
Construction Loan Offset
Construction Loan Offset
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Pricing
- Rates on application
- Monthly fee
- $10
§ 02 — Fees · 13
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BPay Error Correction | Event | $25 | — | BPAY Error Correction |
| BPay Fee | Event | $7.50 | — | BPAY Payment (Staff assisted) |
| BPay Trace | Event | $25 | — | BPAY Trace |
| Cheque Dishonour Fee | Event | $10 | — | Payable each occasion a cheque credited to your account is dishonoured by another financial institution |
| Direct Entry/EFT Recall | Event | $25 | — | Direct Entry/EFT Recall |
| Direct Entry/EFT Trace | Event | $25 | — | Direct Entry/EFT Trace |
| Dishonour Fee | Event | $15 | — | — |
| QuickDebit Dishonour Fee | Event | $15 | — | Payable each occasion payment credited to your account is dishonoured by another financial institution |
| RTGS (same day EFT) | Event | $30 | — | Real Time Gross Settlement (RTGS) (same day EFT) |
| Transaction Fee | Event | $7.50 | — | Withdrawl Transaction Fee for staff assisted transactions. |
| Offset Fee | Periodic | $10 | Every 1 mo | The discount is only available during an introductory period |
| Bank @ Post Fee | Transaction | $2.65 | — | Bank@Post Withdrawal fee $2.65. Deposit fee NIL. Cheque Dishonour fee $24 |
| Cheque Withdrawal Fee | Transaction | $10 | — | Corporate (Bank) Cheque - Over the counter or mailed |
§ 03 — Features
Digital bankingUnlimited transactions
§ 04 — Eligibility & limits
- · Must have an elgible mortgage
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.