The Finance Algorithm
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INV Standard Variable Offset

INV Standard Variable Offset

Savings & transaction accountsBank updated 23 Sept 2026

At a glance

Pricing
Rates on application
Monthly fee
$10

Fees

13 fees published, grouped by when they're charged.

While you hold it1

  • Offset Fee

    The discount is only available during an introductory period

    $10 a month

When you make a transaction2

  • Bank @ Post Fee

    Bank@Post Withdrawal fee $2.65. Deposit fee NIL. Cheque Dishonour fee $24

    $2.10
  • Cheque Withdrawal Fee

    Corporate (Bank) Cheque - Over the counter or mailed

    $10

When particular things happen10

  • BPay Error Correction

    BPAY Error Correction

    $25
  • BPay Fee

    BPAY Payment (Staff assisted)

    $7.50
  • BPay Trace

    BPAY Trace

    $25
  • Cheque Dishonour Fee

    Payable each occasion a cheque credited to your account is dishonoured by another financial institution

    $10
  • Direct Entry/EFT Recall

    Direct Entry/EFT Recall

    $25
  • Direct Entry/EFT Trace

    Direct Entry/EFT Trace

    $25
  • Dishonour Fee
    $15
  • QuickDebit Dishonour Fee

    Payable each occasion payment credited to your account is dishonoured by another financial institution

    $15
  • RTGS (same day EFT)

    Real Time Gross Settlement (RTGS) (same day EFT)

    $30
  • Transaction Fee

    Withdrawl Transaction Fee for staff assisted transactions.

    $7.50

Features

Digital bankingUnlimited transactions

Eligibility and limits

  • Must have an elgible mortgage

Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.