Gateway BankCommunity Account
Community Account
Savings & transaction accountsBank updated 13 Oct 2026
At a glance
- Base rate
- 1.10%
Rates
Every rate Gateway Bank publishes for this account, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $2,000,000 | 3.25% | - | paid every 1 mo |
| Variable | - | - | $2,000,000+ | 1.10% | - | paid every 1 mo |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 14 Oct 2026 | Variable, up to $2,000,000 | 3.00% | 3.25% | up 0.25 |
| 14 Oct 2026 | Variable, $2,000,000+ | 0.85% | 1.10% | up 0.25 |
Each change is logged the night it appears in the rates Gateway Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
15 fees published, grouped by when they're charged.
When you make a transaction2
- Bank @ Post Fee$2.65
- Overseas ATM$4
When particular things happen13
- BPay Error Correction$25
- BPay Fee$7.50
- BPay Trace$25
- Chargeback$28
- Cheque Dishonour Fee$10
- Cheque Withdrawal Fee$10
- Direct Entry/EFT Recall$25
- Direct Entry/EFT Trace$25
- Dishonour Fee$15
- QuickDebit Dishonour Fee$15
- RTGS (same day EFT)$30
- Transaction Fee$7.50
- Voucher Request$20
Features
Digital bankingUnlimited transactions
Eligibility and limits
- Available to businesses
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Published by Gateway Bank under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.