Gateway Bank
SMSF Savings Account
SMSF Savings Account
Savings & transaction accountsBank updated 19 May 2026
At a glance
- Base rate
- 3.55%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $1,000,000 | 4.40% | — | paid every 1 mo |
| Variable | — | — | $1,000,000+ | 3.55% | — | paid every 1 mo |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BPay Error Correction | Event | $25 | — | — |
| BPay Fee | Event | $7.50 | — | — |
| BPay Trace | Event | $25 | — | — |
| Cheque Dishonour Fee | Event | $10 | — | — |
| Cheque Withdrawal Fee | Event | $10 | — | — |
| Direct Entry/EFT Recall | Event | $25 | — | — |
| Direct Entry/EFT Trace | Event | $25 | — | — |
| Dishonour Fee | Event | $15 | — | — |
| QuickDebit Dishonour Fee | Event | $15 | — | — |
| RTGS (same day EFT) | Event | $30 | — | — |
| Transaction Fee | Event | $7.50 | — | — |
§ 03 — Features
Digital bankingUnlimited transactions
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
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Published by Gateway Bank under the Consumer Data Right, last changed by them on 19 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.