The Finance Algorithm
Gateway Bank logoGateway Bank

Allium Money Premium Offset

Allium Money Premium Offset

Savings & transaction accountsBank updated 23 Sept 2026

At a glance

Pricing
Rates on application
Monthly fee
$10

Fees

13 fees published, grouped by when they're charged.

While you hold it1

  • Offset Fee

    The discount is only available during an introductory period

    $10 a month

When you make a transaction1

  • Bank @ Post Fee
    $2.65

When particular things happen11

  • BPay Error Correction
    $25
  • BPay Fee
    $7.50
  • BPay Trace
    $25
  • Cheque Dishonour Fee
    $10
  • Cheque Withdrawal Fee
    $10
  • Direct Entry/EFT Recall
    $25
  • Direct Entry/EFT Trace
    $25
  • Dishonour Fee
    $15
  • QuickDebit Dishonour Fee
    $15
  • RTGS (same day EFT)
    $30
  • Transaction Fee
    $7.50

Features

Digital bankingUnlimited transactions

Eligibility and limits

  • Must have an elgible mortgage

Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.