The Finance Algorithm
Goulburn Murray Credit Union Co-Operative Ltd

My Everyday Start

Making banking simple for youth under 30 years of age. The My Everyday Start account provides fee free transactions

Savings & transaction accountsBank updated 26 Aug 2026
At a glance
Base rate
0.01%
§ 01 — Rates · 4
TypeApplies toTermBandRateComparisonConditions
Variableup to $4,9990.01%paid every 1 yr
Variable$24,999–$49,9990.10%paid every 1 yr
Variable$4,999–$24,9990.01%paid every 1 yr
Variable$49,999+0.10%paid every 1 yr
§ 02 — Fees · 2
FeeTypeAmountWhenNotes
ATM_BALANCE_ENQUIRYEvent$0.50Each time a balance enquiry is requested at an ATM
DECLINED_ATM_OR_EFTPOS_TRANSACTIONEvent$1Each time an ATM or EFTPOS transaction is declined
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
§ 04 — Eligibility & limits
  • · Maximum age 21
  • · Available to individuals
  • · Minimum balance $1

Published by gmcu under the Consumer Data Right, last changed by them on 26 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.