The Finance Algorithm
Goulburn Murray Credit Union Co-Operative Ltd logoGoulburn Murray Credit Union Co-Operative Ltd

My Freedom

The My Freedom Account is a transaction account for persons aged 55 years and above and who no longer work full time. Funds are available at call.

Savings & transaction accountsBank updated 9 Apr 2026

At a glance

Base rate
0.00%

Rates

Every rate Goulburn Murray Credit Union Co-Operative Ltd publishes for this account, 3 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $4990.00%-paid every 1 yr
Variable--$48,000+2.00%-paid every 1 yr
Variable--$499–$48,0002.00%-paid every 1 yr

Fees

2 fees published, grouped by when they're charged.

When particular things happen2

  • ATM_BALANCE_ENQUIRY

    Each time a balance enquiry is requested at an ATM

    $0.50
  • DECLINED_ATM_OR_EFTPOS_TRANSACTION

    Each time an ATM or EFTPOS transaction is declined

    $1

Features

Instant paymentsPayIDDigital bankingUnlimited transactionsOverdraft

Eligibility and limits

  • Minimum age 55
  • Available to individuals
  • Minimum balance $1

Published by gmcu under the Consumer Data Right, last changed by them on 9 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.