Goulburn Murray Credit Union Co-Operative LtdMy Offset
The My Offset account uses your savings balance to reduce the interest charged to an eligible gmcu home loan.
At a glance
- Base rate
- 0.00%
Rates
The one rate Goulburn Murray Credit Union Co-Operative Ltd publishes for this account.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 0.00% | - | - |
Fees
4 fees published, grouped by when they're charged.
When you make a transaction2
- CHEQUES_YOU_DEPOSIT
Fee for every cheque you deposit to your account
$0.20 - BRANCH_WITHDRAWAL
Includes all in-branch cash transfer and BPAY withdrawal My Everyday - Monthly Branch Withdrawal Fee free allowance Christmas Saver- Branch Withdrawal Fee Exemption
$4
When particular things happen2
- ATM_BALANCE_ENQUIRY
Each time a balance enquiry is requested at an ATM
$0.50 - DECLINED_ATM_OR_EFTPOS_TRANSACTION
Each time an ATM or EFTPOS transaction is declined
$1
Features
Eligibility and limits
- Available to individuals
- Minimum balance $1
- product is only available to members with an eligible gmcu home loan
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Published by gmcu under the Consumer Data Right, last changed by them on 9 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.