The Finance Algorithm
Horizon Bank

SMSF SAVER

The SMSF Saver is a savings account for registered self-managed super funds.

Savings & transaction accountsBank updated 1 July 2026
At a glance
Base rate
3.00%
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
Variable14.95%
Variable3.00%paid every 1 mo
§ 02 — Fees · 6
FeeTypeAmountWhenNotes
BULK_COIN_COUNTAGEDeposit2.00% of transactionUp to 2% for bulk coin counting above $300. Fee excludes money boxes & community
DIRECT_DEBIT_DISHONOUREvent$9
OVERDRAWN_SAVINGS_ACCOUNTEvent$20per occurence
STATEMENT_COPYEvent$2.50
FOREIGN_CHEQUE_DEPOSITTransaction$11
TOTAL_CASH_WITHDRAWAL_ABOVE_4000_PER_DAYWithdrawal0.25% of transactionA fee of 0.25% of total cash withdrawals is charged for total cash withdrawals over $4000 in a day.
§ 03 — Features
Instant paymentsPayIDDigital banking
  • · Manage payments from your bank account using PayTo.
§ 04 — Eligibility & limits
  • · Super Fund

Published by Horizon Bank under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.