The Finance Algorithm
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SMSF SAVER

The SMSF Saver is a savings account for registered self-managed super funds.

Savings & transaction accountsBank updated 12 Oct 2026

At a glance

Base rate
3.25%

Rates

Every rate Horizon Bank publishes for this account, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Variable---14.95%--
Variable---3.25%-paid every 1 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
13 Oct 2026Variable3.00%3.25%up 0.25

Each change is logged the night it appears in the rates Horizon Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

6 fees published, grouped by when they're charged.

When you make a transaction3

  • BULK_COIN_COUNTAGE

    Up to 2% for bulk coin counting above $300. Fee excludes money boxes & community

    2.00% of transaction
  • FOREIGN_CHEQUE_DEPOSIT
    $11
  • TOTAL_CASH_WITHDRAWAL_ABOVE_4000_PER_DAY

    A fee of 0.25% of total cash withdrawals is charged for total cash withdrawals over $4000 in a day.

    0.25% of transaction

When particular things happen3

  • DIRECT_DEBIT_DISHONOUR
    $9
  • OVERDRAWN_SAVINGS_ACCOUNT

    per occurence

    $20
  • STATEMENT_COPY
    $2.50

Features

Instant paymentsPayIDDigital banking
  • Manage payments from your bank account using PayTo.

Eligibility and limits

  • Super Fund

Published by Horizon Bank under the Consumer Data Right, last changed by them on 12 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.