The Finance Algorithm
Horizon Bank

REWARD SAVER

The Reward Saver account rewards you for saving. Deposit just $50 per month and make no withdrawals to earn the reward rate.

Savings & transaction accountsBank updated 22 Sept 2026
At a glance
Base rate
0.00%
Intro rate
1.00% for 3 mo
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
Introductory3 mo intro1.00%paid every 1 mo
Variable0.00%paid every 1 mo
§ 02 — Fees · 6
FeeTypeAmountWhenNotes
BULK_COIN_COUNTAGEDeposit2.00% of transactionUp to 2% for bulk coin counting above $300. Fee excludes money boxes & community
DIRECT_DEBIT_DISHONOUREvent$9
OVERDRAWN_SAVINGS_ACCOUNTEvent$20per occurence
STATEMENT_COPYEvent$2.50
FOREIGN_CHEQUE_DEPOSITTransaction$11
TOTAL_CASH_WITHDRAWAL_ABOVE_4000_PER_DAYWithdrawal0.25% of transactionA fee of 0.25% of total cash withdrawals is charged for total cash withdrawals over $4000 in a day.
§ 03 — Features
Instant paymentsPayIDDigital banking
  • · Bonus Interest - To earn bonus interest account holder must make a minimum $50 deposit and no withdrawals per month.
  • · 3 month introductory bonus rate is available for new Reward Saver accounts
§ 04 — Eligibility & limits
  • · Minimum age 18

Published by Horizon Bank under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.