Corporate and Institutional Banking
International Cash Management Account
The International Cash Management Account is a At-Call account offering catering for HSBC's foreign currency account offering.
Savings & transaction accountsBank updated 5 Feb 2026
At a glance
- Monthly fee
- $8.25
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed0% Rates applicable to USD deposits up to 499999.99 | — | — | — | 0.00% | — | PT3M |
| Fixed500000 to 9999999.99 | — | — | — | 0.10% | — | PT3M |
| Fixed10000000 and above | — | — | — | 0.85% | — | PT3M |
§ 02 — Fees · 51
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cheque encashment facility amendment | Event | $50 | — | per amendment (per branch) |
| Direct Debit Request - Direct Debit set up | Event | $500 | — | — |
| Paper Billing Invoices | Periodic | $8.25 | Every 1 mo | — |
| BPay® payments - Per BPay® payment | Transaction | $0.25 | — | — |
| Cash Handling Fees - Foreign currency - [See info] | Transaction | $2 | — | $2.00 +1.25% of amount handled (min $20.00). On all cash withdrawals from, or deposits to, a foreign currency account |
| Cash Handling Fees - Local currency - [See info] | Transaction | 0.50% of transaction | — | for amounts up to $1,000.00: $2.00; for amounts greater than $1,000.00: $2.00 + 0.50% of amount handled |
| Cheque clearing charges per item (AUD account only) | Transaction | $0.85 | — | — |
| Cheque Fees - Bank cheque - Other requests | Transaction | $25 | — | — |
| Cheque Fees - Bank cheque - Replacement of lost or stolen Bank cheque | Transaction | $25 | — | — |
| Cheque Fees - Bank cheque - Repurchase Bank cheque | Transaction | $10 | — | — |
| Cheque Fees - Bank cheque - Request initiated via HSBCnet | Transaction | $15 | — | plus post/courier costs |
| Cheque Fees - Dishonours - cheques deposited by you | Transaction | $5 | — | plus other bank charges |
| Cheque Fees - Dishonours - cheques drawn by you | Transaction | $35 | — | — |
| Cheque Fees - Stop payment request | Transaction | $15 | — | — |
| Direct Credits - Fee per credit transaction | Transaction | $0.25 | — | — |
| Direct Credits - Payment tracing (per trace) | Transaction | $15 | — | — |
| Direct Credits - Returned transactions (per item) | Transaction | $5 | — | — |
| Direct Debit Request - Return Fee per item | Transaction | $5 | — | — |
| Direct Debit Request - Trace Request (per request) | Transaction | $15 | — | — |
| Direct Debit Request - Transaction Fee | Transaction | $0.25 | — | — |
| Direct Debits - Dishonour / rejection fee | Transaction | $35 | — | — |
| Fee per transaction on the account | Transaction | $0.50 | — | — |
| Foreign Currency Notes - Bank buys and pays AUD | Transaction | $10 | — | The applicable exchange rate is the Bank’s Note buying rate for that currency against AUD. |
| Foreign Currency Notes - Bank sells and receives AUD | Transaction | $10 | — | The applicable exchange rate is the Bank’s Note selling rate for that currency against AUD. |
| Inward Transfers - Dishonour of foreign currency cheques | Transaction | No fee | — | Costs from overseas banks will be passed on |
| Inward Transfers - Foreign currency cheques and drafts purchased | Transaction | $40 | — | Plus costs |
| Inward Transfers - Foreign currency cheques and drafts sent for collection | Transaction | $40 | — | — |
| Inward Transfers - International Telegraphic Transfer (TT) receipt | Transaction | $10 | — | — |
| Inward Transfers - Local RTGS receipt | Transaction | $10 | — | — |
| Manual Standing Instructions - Non-payment due to lack of funds | Transaction | $35 | — | — |
| Manual Standing Instructions - Other Payments | Transaction | $5 | — | Cost of Bank Cheque also applies |
| Manual Standing Instructions - To an account at another domestic bank | Transaction | $5 | — | — |
| Manual Standing Instructions - To an HSBC account | Transaction | $5 | — | — |
| Outward Transfers - Amendment/Cancellation/Return of remitted payment | Transaction | $50 | — | Plus other bank’s charges |
| Outward Transfers - Domestic Telegraphic Transfers also known as Local RTGS [see info] | Transaction | $15 | — | Domestic Telegraphic Transfers also known as Local RTGS or Priority Payments initiated via HSBCnet |
| Outward Transfers - International Telegraphic Transfers also known as Priority Payments [see info] | Transaction | $25 | — | International Telegraphic Transfers also known as Priority Payments initiated via HSBCnet |
| Outward Transfers - OUR Fee charge [see info] | Transaction | $50 | — | Plus applicable TT fee. Note: This fee is where you instruct HSBC to submit a payment with a request that all fees and charges applied by intermediary and receiving banks for their role in processing… |
| Outward Transfers - Overnight domestic funds transfers using ACH or autoPay via HSBCnet | Transaction | $0.25 | — | — |
| Outward Transfers - Payment tracing fee(per trace or follow up) | Transaction | $50 | — | — |
| Outward Transfers - Payments instructed via fax or in hard copy on original HSBC application form | Transaction | $60 | — | plus applicable TT fee |
| Outward Transfers - Referral fee for authorisation of payment | Transaction | $50 | — | Referral fee for authorisation of payment where the account has insufficient and/or unclear funds and no prior arrangements have been made |
| Outward Transfers - Telegraphic Transfer initiated via other form of instructions [see info] | Transaction | $60 | — | Telegraphic Transfer initiated via other form of instructions (as agreed to by HSBC) |
| Real Time Payment Receipts | Transaction | No fee | — | — |
| Real Time Payments to accounts within HSBC Australia | Transaction | $0.25 | — | — |
| Real Time Payments | Transaction | $0.50 | — | — |
| Returned Real Time Payments | Transaction | No fee | — | — |
| Transactions through an alliance bank branch - Cheque cashing | Transaction | 1.50% of transaction | — | 1.5% of amount. Min $10.00. |
| Transactions through an alliance bank branch - Deposits - cash | Transaction | $6 | — | $6.00 per deposit plus 0.85% of amount |
| Transactions through an alliance bank branch - Deposits - cheques | Transaction | $6 | — | $6.00 per deposit plus $0.65 per cheque |
| Transfers Between Accounts - Domestic Funds transfers between accounts with HSBC via HSBCnet | Transaction | $0.25 | — | — |
| Cheque encashment facility - set up | Upfront | $100 | — | per set-up (per branch) |
§ 03 — Features
Digital bankingOverdraft
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by HSBC Bank Australia Limited – Wholesale Banking under the Consumer Data Right, last changed by them on 5 Feb 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.