Judo Bank
SMSF Savings Account
A High Interest at-call savings account for SMSF's with a bonus interest rate if monthly criteria is met.
Savings & transaction accountsBank updated 11 Aug 2026
At a glance
- Base rate
- 0.05%
- Bonus rate
- 5.06%
- Up to
- 5.11%
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusInterest is calculated daily and paid monthly on your balance at a tiered interest rate. | — | — | $1–$250,000 | 5.06% | — | paid every 1 mo; To trigger the bonus rate, simply deposit $500 or more into the account each calendar month. This suits funds in accumulation phase or those holding cash buffers.; Deposit $500 within the month. |
| BonusInterest is calculated daily and paid monthly on your balance at a tiered interest rate. | — | — | $2,000,001+ | 3.81% | — | paid every 1 mo; To trigger the bonus rate, simply deposit $500 or more into the account each calendar month. This suits funds in accumulation phase or those holding cash buffers.; Deposit $500 within the month. |
| BonusInterest is calculated daily and paid monthly on your balance at a tiered interest rate. | — | — | $250,001–$2,000,000 | 4.31% | — | paid every 1 mo; To trigger the bonus rate, simply deposit $500 or more into the account each calendar month. This suits funds in accumulation phase or those holding cash buffers.; Deposit $500 within the month. |
| VariableInterest is calculated daily and paid monthly on your balance at a tiered interest rate. | — | — | — | 0.05% | — | paid every 1 mo |
§ 03 — Features
Digital banking
- · Funds via Direct Entry.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: The person applying for the account must be: over 18 years of age; an Australian citizen or Permanent resident; an Australian resident for tax purposes; and living at an Australian residential address.
- · Minimum balance $1
- · Opening balance $1
- · Judo SMSF Savings Account - only available to one corporate trustee of an SMSF or two to four individual trustees.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Judo Bank under the Consumer Data Right, last changed by them on 11 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.