The Finance Algorithm
My State PM Production logoMy State PM Production

Glide Account

Your day to day banking is about to get a lot simpler. Everything you need from your transaction account - easy and secure. No monthly account fee, works on all cashless payment platforms

Savings & transaction accountsBank updated 18 June 2026

At a glance

Base rate
0.00%
Monthly fee
$0

Rates

The one rate My State PM Production publishes for this account.

TypeApplies toTermBandRateComparisonConditions
VariableNo interest is paid on this account.---0.00%-paid every 3 mo

Fees

31 fees published, grouped by when they're charged.

While you hold it1

  • Monthly Account Fee
    No fee

When you make a transaction22

  • Swift, Telegraphic & Electronic Transfer

    SWIFT electronic payment or inward telegraphic transfer to us from another financial institution.

    $7.50
  • EFTPOS transaction

    Free

    No fee
  • Foreign Currency Conversion

    Visa International will convert all transactions made in foreign currency or processed overseas on the Visa Debit Card into Australian dollars at the foreign exchange rate that applies on the day the…

    0.03% of transaction
  • Purchases using Visa Debit card
    No fee
  • ATM transaction

    You may be charged a fee by an ATM operator

    No fee
  • Bank Cheque

    Per item

    $16
  • Bank@Post withdrawal fee

    This fee is charged on the day of the transaction and is charged in addition to any electronic transaction fee which may apply.

    $4.30
  • BPAY transaction

    Free

    No fee
  • Cash withdrawal

    completed by a Branch or Customer Care staff member

    No fee
  • Direct Debit transaction

    Free

    No fee
  • MyState Bank Corporate Cheque

    This fee applies when we draw a cheque from your account at your request. This fee is charged on the day of the transaction.

    $8
  • Pay someone using BSB & account number

    Free

    No fee
  • Pay someone using PayID

    Free

    No fee
  • Repurchase of Foreign Currency Documents on a Collection Basis

    Applies when you request us to purchase overseas drafts, personal cheques or negotiable instruments over AUD$2,000 and/or requiring collection prior to payment. Fee is charged when funds are returned…

    $55
  • Repurchase of Foreign Currency Documents

    When you request us to purchase overseas drafts, personal cheques up to AUD $2,000

    $10
  • Swift & Electronic Funds Transfer (outward) within Australia

    Transfer of Australian Dollars in Australia that on receipt becomes available to the recipient via SWIFT electronic payments

    $15
  • Telegraphic Transfer (Inward)

    Applies when you receive a telegraphic transfer into your account from another party sent in a foreign currency. Fee is charged at the time the transfer is received.

    $7.50
  • Telegraphic Transfer Outward (Australian dollars)

    Applies when you request us to make an overseas telegraphic transfer to another party in Australian dollars. Fee is charged at the time the transfer is requested. Not available to all countries.

    $45
  • Telegraphic Transfer Outward (foreign currency)

    Applies when a telegraphic transfer is made to another party in a foreign currency. Fee charged at time the transfer is requested

    $30
  • Transfers between your account

    Free

    No fee
  • Transfers to another MyState customer

    completed by a Branch or Customer Care staff member

    No fee
  • Visa Debit Card Cash Advance

    Over the counter or at an ATM overseas. Cash advances overseas may incur Third Party charges.

    No fee

When particular things happen7

  • BPay Query & Correction Fee

    This fee is charged when you request a trace or a correction of a BPAY transaction.

    $15
  • Certificates Supplied

    This fee is charged when a certified letter or statement is required.

    $10
  • Overdrawn Account Interest

    Deposit accounts without overdraft arrangements must have a credit balance. We are under no obligation to honour cheques, or allow any withdrawal that would overdraw an account without an approved ov…

    0.14% of balance
  • Overdrawn Fee

    Per daily occurrence, for any savings or transaction account (with or without an pproved overdraft limit) where we honour a transaction that overdraws the account or exceeds the authorised overdraft…

    $5
  • Stop Payment

    This fee applies if we receive a request to stop a payment. It includes but not limited to direct debits, periodical payments and BPay future payments.

    $30
  • Transaction Trace Fee

    Per Transaction or Trace Search

    $15
  • Transaction Verification Fee, Copy of Sales Voucher

    Charged when we are requested to investigate a transaction or a copy of the sales voucher is requested. The fee will not be charged if we find that the transaction is incorrect.

    $15

Other fees1

  • Visa Overseas Emergency Cash Advance

    Third Party charge not ascertainable until event occurs

    Varies

Features

Instant paymentsPayIDDigital bankingApple Pay, Google Pay, Samsung Pay, Garmin Pay.
  • Insights Hub Insights takes your everyday account activity and turns it into helpful, personalised information about the way you use your money. It's like personal financial support in your pocket -…

Eligibility and limits

  • Minimum age 13
  • Available to individuals

Published by MyState Bank under the Consumer Data Right, last changed by them on 18 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.