My State PM Production
Glide Account
Your day to day banking is about to get a lot simpler. Everything you need from your transaction account - easy and secure. No monthly account fee, works on all cashless payment platforms
Savings & transaction accountsBank updated 18 June 2026
At a glance
- Base rate
- 0.00%
- Monthly fee
- $0
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableNo interest is paid on this account. | — | — | — | 0.00% | — | paid every 3 mo |
§ 02 — Fees · 31
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Swift, Telegraphic & Electronic Transfer | Deposit | $7.50 | — | SWIFT electronic payment or inward telegraphic transfer to us from another financial institution. |
| BPay Query & Correction Fee | Event | $15 | — | This fee is charged when you request a trace or a correction of a BPAY transaction. |
| Certificates Supplied | Event | $10 | — | This fee is charged when a certified letter or statement is required. |
| Overdrawn Account Interest | Event | 0.14% of balance | — | Deposit accounts without overdraft arrangements must have a credit balance. We are under no obligation to honour cheques, or allow any withdrawal that would overdraw an account without an approved ov… |
| Overdrawn Fee | Event | $5 | — | Per daily occurrence, for any savings or transaction account (with or without an pproved overdraft limit) where we honour a transaction that overdraws the account or exceeds the authorised overdraft… |
| Stop Payment | Event | $30 | — | This fee applies if we receive a request to stop a payment. It includes but not limited to direct debits, periodical payments and BPay future payments. |
| Transaction Trace Fee | Event | $15 | — | Per Transaction or Trace Search |
| Transaction Verification Fee, Copy of Sales Voucher | Event | $15 | — | Charged when we are requested to investigate a transaction or a copy of the sales voucher is requested. The fee will not be charged if we find that the transaction is incorrect. |
| Monthly Account Fee | Periodic | No fee | Every 1 mo | — |
| EFTPOS transaction | Purchase | No fee | — | Free |
| Foreign Currency Conversion | Purchase | 0.03% of transaction | — | Visa International will convert all transactions made in foreign currency or processed overseas on the Visa Debit Card into Australian dollars at the foreign exchange rate that applies on the day the… |
| Purchases using Visa Debit card | Purchase | No fee | — | — |
| ATM transaction | Transaction | No fee | — | You may be charged a fee by an ATM operator |
| Bank Cheque | Transaction | $16 | — | Per item |
| Bank@Post withdrawal fee | Transaction | $4.30 | — | This fee is charged on the day of the transaction and is charged in addition to any electronic transaction fee which may apply. |
| BPAY transaction | Transaction | No fee | — | Free |
| Cash withdrawal | Transaction | No fee | — | completed by a Branch or Customer Care staff member |
| Direct Debit transaction | Transaction | No fee | — | Free |
| MyState Bank Corporate Cheque | Transaction | $8 | — | This fee applies when we draw a cheque from your account at your request. This fee is charged on the day of the transaction. |
| Pay someone using BSB & account number | Transaction | No fee | — | Free |
| Pay someone using PayID | Transaction | No fee | — | Free |
| Repurchase of Foreign Currency Documents on a Collection Basis | Transaction | $55 | — | Applies when you request us to purchase overseas drafts, personal cheques or negotiable instruments over AUD$2,000 and/or requiring collection prior to payment. Fee is charged when funds are returned… |
| Repurchase of Foreign Currency Documents | Transaction | $10 | — | When you request us to purchase overseas drafts, personal cheques up to AUD $2,000 |
| Swift & Electronic Funds Transfer (outward) within Australia | Transaction | $15 | — | Transfer of Australian Dollars in Australia that on receipt becomes available to the recipient via SWIFT electronic payments |
| Telegraphic Transfer (Inward) | Transaction | $7.50 | — | Applies when you receive a telegraphic transfer into your account from another party sent in a foreign currency. Fee is charged at the time the transfer is received. |
| Telegraphic Transfer Outward (Australian dollars) | Transaction | $45 | — | Applies when you request us to make an overseas telegraphic transfer to another party in Australian dollars. Fee is charged at the time the transfer is requested. Not available to all countries. |
| Telegraphic Transfer Outward (foreign currency) | Transaction | $30 | — | Applies when a telegraphic transfer is made to another party in a foreign currency. Fee charged at time the transfer is requested |
| Transfers between your account | Transaction | No fee | — | Free |
| Transfers to another MyState customer | Transaction | No fee | — | completed by a Branch or Customer Care staff member |
| Visa Debit Card Cash Advance | Transaction | No fee | — | Over the counter or at an ATM overseas. Cash advances overseas may incur Third Party charges. |
| Visa Overseas Emergency Cash Advance | Variable | Varies | — | Third Party charge not ascertainable until event occurs |
§ 03 — Features
Instant paymentsPayIDDigital bankingApple Pay, Google Pay, Samsung Pay, Garmin Pay.
- · Insights Hub Insights takes your everyday account activity and turns it into helpful, personalised information about the way you use your money. It's like personal financial support in your pocket -…
§ 04 — Eligibility & limits
- · Minimum age 13
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by MyState Bank under the Consumer Data Right, last changed by them on 18 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.