My State PM ProductionEveryday Business Account
An Everyday Business Account gives you simple access to your money. A MyState Bank Everyday Business Account is a convenient way to manage your business banking needs from day to day with up to 10 free assisted transactions and up to 20 free electronic transactions per month. A monthly account-keeping fee of $6.00 applies.
At a glance
- Pricing
- Rates on application
- Monthly fee
- $6
Fees
22 fees published, grouped by when they're charged.
While you hold it1
- Monthly Account Fee$6 a month
When you make a transaction14
- Cheque Deposit Fee
Cheques deposited per item.
$0.60 - Foreign Currency Conversion
Visa International will convert all transactions made in foreign currency or processed overseas on the Visa Debit Card into Australian dollars at the foreign exchange rate that applies on the day the…
0.03% of transaction - Bank Cheque
per item
$16 - Bank@Post withdrawal fee
This fee is debited on the day of the transaction and is charged in addition to any electronic transaction fee which may apply.
$4.30 - Excess Electronic Transaction Fee
30 included transactions, then excess transaction fee (per transaction) applies.
$0.15 - Excess Staff Assisted Transaction Fee
10 included transactions, then excess transaction fee (per transaction) applies.
$1.50 - MyState Bank Corporate Cheque
Per item. This fee applies when we draw a cheque from your account at your request. This fee is charged on the day of the transaction.
$8 - Repurchase of Foreign Currency Documents on a Collection Basis
Applies when you request us to purchase overseas drafts, personal cheques or negotiable instruments over AUD$2,000 and/or requiring collection prior to payment. Fee is charged when funds are returned…
$55 - Repurchase of Foreign Currency Documents
Applies when you request us to purchase overseas drafts, personal cheques or negotiable instruments up to AUD $2,000 value. Fee is charged when the foreign currency documents are repurchased
$10 - Swift & Electronic Funds Transfer (Outward) within Australia
Transfer of Australian Dollars in Australia that on receipt becomes available to the recipient via SWIFT electronic payments.
$15 - Swift, Telegraphic & Electronic Transfer (Inward)
SWIFT electronic payment or inward telegraphic transfer to us from another financial institution.
$7.50 - Telegraphic Transfer (Inward)
Applies when you receive a telegraphic transfer into your account from another party sent in a foreign currency. Fee is charged at the time the transfer is received.
$7.50 - Telegraphic Transfer Outward (Australian dollars)
Applies when you request us to make an overseas telegraphic transfer to another party in Australian dollars. Fee is charged at the time the transfer is requested. Not available to all countries.
$45 - Telegraphic Transfer Outward (foreign currency)
Applies when you request us to make a telegraphic transfer to another party in a foreign currency. Fee is charged at the time the transfer is requested.
$30
When particular things happen7
- BPay Query and Correction Fee
This fee is charged when you request a trace or a correction of a BPAY transaction.
$15 - Certificates Supplied
Per Request. This fee is charged when a certified letter or statement is required.
$10 - Overdrawn Account Interest
Deposit accounts without overdraft arrangements must have a credit balance. We are under no obligation to allow any withdrawal that would overdraw an account without an approved overdraft facility. I…
0.14% of balance - Overdrawn Fee
Per daily occurrence, for any savings or transaction account (with or without an pproved overdraft limit) where we honour a transaction that overdraws the account or exceeds the authorised overdraft…
$5 - Stop Payment
This fee applies if we receive a request to stop a payment. It includes but not limited to direct debits, periodical payments and BPay future payments.
$30 - Transaction Trace fee
Per Transaction or Trace Search
$15 - Transaction Verification Fee, Copy of Sales Voucher
Charged when we are requested to investigate a transaction. The fee will not be charged if we find that the transaction is incorrect.
$15
Features
Eligibility and limits
- Available to businesses
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Published by MyState Bank under the Consumer Data Right, last changed by them on 17 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.