My State PM Production
Business Online Saver
A Business Online Saver bank account is a great way to generate income by investing surplus funds without locking your money away for a set period. With no monthly account keeping fees and convenient access to your bank account 24/7 via Phone and Internet Banking, this savings and investment bank account is the ideal way to manage your business banking needs.
Savings & transaction accountsBank updated 18 June 2026
At a glance
- Base rate
- 0.00%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableTiered interest rate is calculated on the credit balance of the account with the highest rate paid on the whole balance. | — | — | up to $10,000 | 0.00% | — | paid every 1 mo |
| VariableTiered interest rate is calculated on the credit balance of the account with the highest rate paid on the whole balance. | — | — | $10,000+ | 0.60% | — | paid every 1 mo |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Overdrawn Account Interest | Event | 0.14% of balance | — | Deposit accounts without overdraft arrangements must have a credit balance. We are under no obligation to honour cheques, or allow any withdrawal that would overdraw an account without an approved ov… |
| Transaction Trace Fee | Event | $15 | — | Per Transaction or Trace Search |
| Transaction Verification Fee, Copy of Sales Voucher | Event | $15 | — | Charged when we are requested to investigate a transaction. The fee will not be charged if we find that the transaction is incorrect. |
| Foreign Currency Conversion | Purchase | 0.03% of transaction | — | Visa International will convert all transactions made in foreign currency or processed overseas on the Visa Debit Card into Australian dollars at the foreign exchange rate that applies on the day the… |
§ 03 — Features
Instant paymentsPayID
§ 04 — Eligibility & limits
- · Available to businesses
§ 05 — Compare
§ 06 — Run the numbers
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Published by MyState Bank under the Consumer Data Right, last changed by them on 18 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.