The Finance Algorithm
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NAB Business Cash Maximiser

An online savings account earning interest on every dollar when your balance is $10,000 or more.

Savings & transaction accountsBank updated 10 Oct 2026

At a glance

Base rate
0.00%

Rates

Every rate NAB publishes for this account, 3 in all.

TypeApplies toTermBandRateComparisonConditions
Penalty---15.66%-Not applicable; Overdrawn Debit Interest Rate
Variable--up to $10,0000.00%-paid every 1 mo; Not applicable
Variable--$10,000+1.50%-paid every 1 mo; Not applicable; Yes (only if balance of account is $10,000 or more)

Rate changes

2 changes logged, newest first.

DateRateWasNowChange
10 Oct 2026Penalty15.41%15.66%up 0.25
10 Oct 2026Variable, $10,000+1.25%1.50%up 0.25

Each change is logged the night it appears in the rates National Australia Bank publishes. See how every lender answered the RBA on the rate tracker.

Features

Digital bankingUnlimited transactions

Eligibility and limits

  • Available to businesses
  • Must hold NAB Business transaction account to open account
  • Must have eligible electronic access to account

Published by National Australia Bank under the Consumer Data Right, last changed by them on 10 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.