NAB
NAB Classic Banking
Meet your everyday bank account. Easy access to your money everyday with no monthly account or overdrawn fee.
Savings & transaction accountsBank updated 7 Jan 2026
At a glance
- Base rate
- 0.00%
- Monthly fee
- $10
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| PenaltyDefault interest | — | — | — | 20.00% | — | Not applicable; Not applicable of repaymentType and loanPurpose |
| Variable | — | — | — | 0.00% | — | paid every 3 mo; Not applicable |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Overdrawn Fee | Event | No fee | — | — |
| Monthly Account Fee | Periodic | No fee | Every 1 mo | — |
| Monthly Card Fee | Periodic | $10 | Every 1 mo | if platinum debit card active |
| ATM cash withdrawal fee (Overseas) | Transaction | $5 | — | Section 2 - Service Fees Account Related Services Overseas access |
| Balance enquiry (Overseas ATM) | Transaction | $1 | — | Section 2 - Service Fees Account Related Services Overseas access |
| International transaction multi currency | Transaction | 3.50% of transaction | — | Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only |
| International transaction single currency | Transaction | 3.50% of transaction | — | Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only |
| Transaction fee | Transaction | No fee | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingFraud protectionUnlimited transactionsApple PayGoogle PaySamsung PayGarmin PayIf a NAB Visa Debit card is linked, purchase protection insurance is available. If a NAB Platinum Visa Debit card is linked, complimentary insurance is available.
§ 04 — Eligibility & limits
- · Residency: A copy of your Visa or VEVO printout evidencing Visa entitlement and status required for all non-resident customers
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
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Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right, last changed by them on 7 Jan 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.