Newcastle Permanent
Everyday Account
A flexible everyday account designed to help make banking easier offering a wide range of transactional facilities and unlimited free everyday transactions.
Savings & transaction accountsBank updated 1 Sept 2026
At a glance
- Base rate
- 0.01%
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableCredit interest you earn is worked out as tiered interest using the annual rate divided by 365 on the daily opening balance and paid six monthly to the account on the last day of June and December. | — | — | up to null | 0.01% | — | paid every 6 mo |
§ 02 — Fees · 12
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Visa Cash Advance Fee | Cash advance | $5 | — | — |
| Real Time Gross Settlements (RTGS) - Inward NPBS fee | Deposit | $12 | — | — |
| Real Time Gross Settlements (RTGS) - Inward Third party financial institution fee | Deposit | Varies | — | Unascertainable |
| Dishonour (Direct Debit and Cheque) | Dishonour | $9 | — | — |
| Document and Miscellaneous Service | Enquiry | Varies | — | $60/hour (min $10/copy) |
| Account Overdrawn | Event | $5 | — | — |
| Foreign Currency Conversion | Purchase | 3.00% of transaction | — | — |
| Card Replacement Overseas | Replacement | $100 | — | — |
| Financial Institution Cheque Replacement | Replacement | $15 | — | — |
| Financial Institution Cheque | Withdrawal | $10 | — | — |
| Real Time Gross Settlements (RTGS) - Outward Third party financial institution fee | Withdrawal | Varies | — | Unascertainable |
| Real Time Gross Settlements (RTGS) | Withdrawal | $30 | — | When you send an RTGS |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactionsApple PayGoogle Pay
- · Cheque book available (must be 18+).
§ 04 — Eligibility & limits
- · Residency: Available to permanent Australian Residents
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Newcastle Permanent Building Society under the Consumer Data Right, last changed by them on 1 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.