Newcastle Permanent
Business Cash Management Account
At call account for business Sole traders, partnerships and companies
Savings & transaction accountsBank updated 25 Aug 2026
At a glance
- Base rate
- 0.01%
§ 01 — Rates · 8
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $9,999 | 0.01% | — | paid every 1 mo |
| Variable | — | — | $10,000–$19,999 | 0.90% | — | paid every 1 mo |
| Variable | — | — | $100,000–$249,999 | 0.90% | — | paid every 1 mo |
| Variable | — | — | $1,000,000+ | 0.90% | — | paid every 1 mo |
| Variable | — | — | $20,000–$49,999 | 0.90% | — | paid every 1 mo |
| Variable | — | — | $250,000–$499,999 | 0.90% | — | paid every 1 mo |
| Variable | — | — | $50,000–$99,999 | 0.90% | — | paid every 1 mo |
| Variable | — | — | $500,000–$999,999 | 0.90% | — | paid every 1 mo |
§ 02 — Fees · 16
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Visa Cash Advance Fee | Cash advance | $5 | — | Applies to cash advances performed using the card via ATM, at a branch or other financial institution, or by internet banking. |
| Direct Debit Request Fee | Deposit | $0.70 | — | Payable when we debit an account at another financial institution at your request. |
| Excess Cash Deposit Fee | Deposit | Varies | — | Payable when you deposit more than $50 worth of coins with us. $5.00 per 10 minutes spent by us counting coins. Minimum charge of $5.00 applies. |
| Direct Debit Dishonour Fee | Dishonour | $12.50 | — | Payable when we attempt to debit another account, but payment is dishonoured because there is not enough money to pay (the other account could be with us or another financial institution). |
| Dishonoured Cheque Fee | Dishonour | $17.50 | — | — |
| Certificate Fee | Enquiry | Varies | — | Payable when you request a Certificate of Balance or Audit Certificate. $60/hour (min $10/copy). |
| Document Fee | Enquiry | Varies | — | $60/hour (min $10/copy) |
| Miscellaneous Service Fee | Enquiry | Varies | — | Payable when you request information from us, and your request is not covered by the document fee or certificate fee. $60.00 per hour spent by us to satisfy your request. |
| Account Overdrawn | Event | $17.50 | — | — |
| Deposit Book Fee | Event | $8.50 | — | Payable when we issue you a deposit book. |
| Stop Payment Fee | Event | $5 | — | Payable when you request that we stop a cheque |
| Overseas Transaction Conversion Fee | Purchase | 3.00% of transaction | — | Payable when you use your Visa Debit card to perform a transaction overseas or where a merchant processes the payment overseas (whether or not the payment is in Australian dollars). It is calculated… |
| Financial Institution Cheque Replacement | Replacement | $15 | — | — |
| Transaction Fee | Transaction | $1 | — | Payable each time any of the following transactions occur: a) a cheque you wrote is presented for payment; or b) a deposit is made by you or another person into your account over the counter at one o… |
| Financial Institution Cheque | Withdrawal | $4 | — | Payable each time you request a Newcastle Permanent cheque. |
| Withdrawal Fee | Withdrawal | $1.75 | — | Payable each time a withdrawal is made from your account, where you arrange this over the counter from one of our branches. 2 free Branch transactions per month. |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactionsRelationship managerGoogle PayApple Pay
- · Batch payments available
- · Cheque book available
§ 04 — Eligibility & limits
- · Residency: Available to permanent Australian Residents
- · Available to businesses
- · Opening balance $1
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Newcastle Permanent Building Society under the Consumer Data Right, last changed by them on 25 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.