Newcastle Permanent
Online Savings Account (including Intro)
This high interest at-call savings account is designed to offer maximum flexibility with no monthly account or transaction fees.
Savings & transaction accountsBank updated 25 Aug 2026
At a glance
- Base rate
- 1.00%
- Intro rate
- 4.00% for 3 mo
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Introductory | — | 3 mo intro | up to null | 4.00% | — | paid every 1 mo |
| Variable | — | — | up to null | 1.00% | — | paid every 1 mo |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Real Time Gross Settlements (RTGS) - Inward NPBS fee | Deposit | $12 | — | — |
| Real Time Gross Settlements (RTGS) - Inward Third party financial institution fee | Deposit | Varies | — | Unascertainable |
| Document and Miscellaneous Service | Enquiry | Varies | — | $60/hour (min $10/copy) |
| Real Time Gross Settlements (RTGS) - Outward Third party financial institution fee | Withdrawal | Varies | — | Unascertainable |
| Real Time Gross Settlements (RTGS) | Withdrawal | $30 | — | When you send an RTGS |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
§ 04 — Eligibility & limits
- · Residency: Available to permanent Australian Residents
- · Available to individuals
- · All account owners have an Everyday Account or a Home Loan or a Credit Facility with Newcastle Permanent
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Newcastle Permanent under the Consumer Data Right, last changed by them on 25 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.