PayPalPayPal business account
A comprehensive solution designed to serve your business needs and your customers, whether you’re just getting started or already a thriving enterprise or marketplace. With more payment choices for your customers, faster and more secure payments for you and protection on eligible sales, a PayPal business account is a great way to get paid.
At a glance
- Pricing
- Rates on application
Fees
16 fees published, grouped by when they're charged.
When you make a transaction10
- PayPal Payouts (formerly Mass Pay)
The fee for PayPal Payouts is 2% of the total payment amount. A maximum payment cap per recipient applies, based on payment currency.
2.00% of balance - Sending Commercial Transaction
When no currency conversion is involved, there is no fee for sending Commercial Transactions (i.e., buying something)
$0 to $0 - Sending Domestic Personal Transaction
Funded by PayPal Balance or Australian Bank Acct - FREE; Any portion funded by a card - 2.6% of the portion funded + fixed fee based on the currency
$0 to $0 - Sending International Personal Transaction
Funded by PayPal Balance or Australian Bank Acct - 5% of the send amount, but no lower than $0.99AUD, and no higher than $5.99 AUD. Funded by credit card - 5% of the send amount, but no lower than $0…
5.00% of balance - Australia Fixed Fee
Fixed fees are based on the currency received and transaction type. These fees are based on AUD as the currency received - for other country currency fees, see section 17.8 in the T&C link provided i…
$0.05 to $0.30 - Micropayment Pricing
If you qualify as a seller for the micropayment pricing fees as set out in our User Agreement, you will pay the lesser of the: Micropayment pricing fees 5% + fixed fee (Domestic) - 5.5% + fixed fee (…
$0 to $0 - Receiving Domestic Commercial Transaction
Fees for receiving Commercial Transactions are taken from the total transaction amount. The fixed fees for each currency are in clause 17.8 of the T&C link provided in the additionalInfoUri field
$0 to $0 - Receiving Fees for Registered Charities and Not-For-Profit Organisations
Registered Charities and Not-For-Profit organisations may apply for the following special rates for receiving PayPal Wallet Online Transactions
$0 to $0 - Receiving International Commercial Transaction
Fees for receiving Commercial Transactions are taken from the total transaction amount.
$0 to $0 - Other - Withdrawal Balance Fee
The fee for withdrawing your balance to an eligible linked debit card or bank account is 1% of the amount transferred, with a minimum and maximum fee depending on the currency withdrawn. For AUD with…
1.00% of balance
When particular things happen4
- Other - Records Request Fee
We will not charge for records requested in connection with your good faith assertion of an error in your account.
$10 - Chargeback Fee
Chargeback fees are based on the currency received. Chargeback fees do not apply if the transaction is eligible for the PayPal Seller Protection Policy.
$15 - Commercial Transaction Refund Fee
If you issue a refund (partially or fully) of the Commercial Transaction payment, there are no fees to make the refund, but we will retain the full amount that you originally paid us. Your buyer’s ac…
No fee - Receiving eCheques
Fees for receiving eCheque payments are based on payment currency and will not exceed the cap specified
$0 to $50
Other fees2
- Currency Conversion Fees
If PayPal converts currency, it will be completed at the transaction exchange rate we set for the relevant currency exchange. The transaction exchange rate is adjusted regularly and includes a curren…
$0 to $0 - Other - Expanded Use Fee
In general, there is no fee to open a PayPal account. However, we may charge an expanded use fee to increase your sending limit. This fee is refunded to your PayPal balance when you successfully comp…
$0 to $2
Features
- Key Benefits. Refer to PayPal's Combined Financial Services Guide and Product Disclosure Statement.
Eligibility and limits
- Minimum age 18
- Available to businesses
- Refer to the shared URL for complete terms and conditions. Terms and Conditions
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Published by PayPal Australia under the Consumer Data Right, last changed by them on 1 Dec 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.