Police Bank
U30 SUPER CHARGE Account
It is an all in one day to day savings account to manage everyday banking, budget and savings needs. U30 SUPER CHARGE Account provides the ability to set money aside for budgeting bills and other regular expenses and achieve various savings goals with up to 2 Sub accounts
Savings & transaction accountsBank updated 29 July 2026
At a glance
- Base rate
- 0.00%
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableMay be applicable if your account becomes overdrawn | — | — | — | 11.96% | — | — |
| VariableBalance $0 to $10,000 | — | — | up to $10,000 | 5.25% | — | paid every 1 mo |
| VariableBalance $10,001 or more | — | — | $10,001+ | 0.00% | — | paid every 6 mo |
§ 02 — Fees · 15
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Additional Statement Fee | Event | $5 | — | $1.50 per page. Payable if and when you request an additional statement. |
| ATM Balance Enquiry fee | Event | No fee | — | At Cost |
| Bank Draft | Event | $15 | — | Per Draft |
| Coin Handling Fee | Event | $12 | — | Fee can also be 2 % of the amount whichever is the greater. Payable whenever coins deposited in a single month reach an accumulated value in excess of $100 |
| Default Notice Fee | Event | $21.50 | — | Payable if and when we send you a default notice for an overdrawn account where an arrears remains unremedied after we have sent you an arrears letter |
| Document Retrieval Fee | Event | No fee | — | Minimum $22.77 per hour retrieval fee and minimum $30 per hour administrative fee. Payable on request for documents to be retrieved |
| Dormant Accounts fee | Event | $10 | — | After 3 years an account is classed as dormant if no Member transactions occur. Interest, fees and government charges are not classed as transactions. |
| Replacement Card Fee | Event | $10 | — | Payable for any second or subsequent request for the replacement of a Visa Card. |
| Third Party Costs | Event | No fee | — | At Cost. Any costs charged to us from a third party will be passed on to you. Information on these costs is available on request. |
| Visa Overseas Emergency Fee | Event | $175 | — | Payable when you request an emergency replacement Visa Card or emergency Cash Advance overseas |
| External Electronic Periodical Payments | Transaction | $1 | — | If part of the Reduced Fees program, the first 3 transactions are free. Per transaction if Police Bank staff set up on your behalf. |
| Visa International Fees | Transaction | 3.00% of transaction | — | Payable if and when you use the Visa Card overseas and the transaction is in a. 3% foreign currency. All overseas transactions are converted to Australian dollars and are subject to this fee as a per… |
| Bank@Post Cash Withdrawal fee | Withdrawal | $2 | — | Includes; cash withdrawals, declined Bank@Post transactions including incorrect PIN entered, insufficient funds and exceeding withdrawal limits |
| Counter Cash withdrawal $25,000 and over | Withdrawal | $50 | — | Per cash withdrawal $25,000 or over |
| Counter Cash withdrawal fee up to $24,999 | Withdrawal | $2 | — | First 3 free if part of Reduced Fees program |
§ 03 — Features
Instant paymentsPayIDDigital banking55 interest-free daysSamsung PayGoogle PayApple Pay
- · Verified by Visa. Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Police Bank assesses the risk of the tra…
- · Visa PayWave. Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participatin…
- · Bank@Post. Withdraw cash at any participating Australia Post outlets with Bank@POST™
- · Direct Credits. Set regular payments like your pay sent straight to your account
- · Visa Preferred Rewards. Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discoun…
- · ATM withdrawals up to $1000
- · Eftpos transactions. Eftpos transactions are free if on the Reduced Fees program, otherwise 25 transactions are free per month, thereafter will cost 0.55 per Eftpos transaction
- · Direct Debits. Set up Direct Debits from this account
- · Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions…
- · Periodical Payments. Account allows Periodical Payments via Cheque and can also make External Periodical Payments
- · Periodical Payments. Can set up Periodical Payments
- · ATM withdrawals. up to $1000
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Residents
- · Available to individuals
- · SMSF Allowed
§ 05 — Compare
§ 06 — Run the numbers
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Published by Police Bank under the Consumer Data Right, last changed by them on 29 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.