QBANKPension Plus Account
A high interest account for retired members or members with an eligible pension card.
At a glance
- Base rate
- 0.00%
Rates
Every rate QBANK publishes for this account, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $5,000 | 0.00% | - | paid every 1 mo |
| Variable | - | - | $5,000–$50,000 | 1.70% | - | paid every 1 mo |
| Variable | - | - | $50,000+ | 3.10% | - | paid every 1 mo |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Variable, $5,000–$50,000 | 1.45% | 1.70% | up 0.25 |
| 16 Oct 2026 | Variable, $50,000+ | 2.85% | 3.10% | up 0.25 |
Each change is logged the night it appears in the rates QBANK publishes. See how every lender answered the RBA on the rate tracker.
Fees
41 fees published, grouped by when they're charged.
While you hold it2
- DORMANCY
Charge $10 every 6 months
$20 - VISA_CARD_ADMIN_FEE
Visa Debit Card per account and waived for loan balances over $50,000 or savings balances over $20,000
$2
When you make a transaction25
- ACCOUNT_AUDIT_CONFIRMATION$10
- BANK_CHEQUE_WITHDRAWALS$13
- BANK@POST_WITHDRAWALS$2.50
- CASH_ADVANCE_____AUSTRALIA_&_INTERNATIONAL$5
- CHEQUE_DISHONOURS
Cheque Deposit subsequently dishonoured through Bank@Post Australia Post may charge a fee
$11.50 - COPY_OF_PAID_CORPORATE_CHEQUE$6.50
- COPY_OF_PERSONAL_CHEQUE/VOUCHER_30_TO_90_DAYS$16.50
- COPY_OF_PERSONAL_CHEQUE/VOUCHER_OVER_90_DAYS$33
- COPY_OF_PERSONAL_CHEQUE/VOUCHER_UNDER_30_DAYS$11
- COPY_OF_VISA_TRANSACTION_VOUCHER$35
- CORPORATE_CHEQUE_WITHDRAWALS$3
- DEBIT_EXTERNAL_ACCOUNT_REJECTION_FEE$5
- DIRECT_DEBIT_DISHONOURS/NON_PAYMENT$11.50
- FOREIGN_CASH_DEPOSIT_(PER_CURRENCY)$8
- FOREIGN_CHEQUE_DEPOSIT$15
- INTERNATIONAL_ATM_TRANSACTION$5
- RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS)$35
- STOP_PAYMENT_OF_CORPORATE_CHEQUES$12
- TELEGRAPHIC_TRANSFERS_OVERSEAS$25
- TELEGRAPHIC_TRANSFERS_WITHIN_AUSTRALIA$15
- TRACE_OF_PAID_CORPORATE_CHEQUE$17.50
- TRACE_OF_PAID_PERSONAL_CHEQUE$22
- TRAVELLERS_CHEQUE_DEPOSIT_(PER_CURRENCY)$8
- VISA_CHARGEBACK_TRANSACTION$35
- VISA_INTERNATIONAL_TRANSACTION_FEE
International Transaction Fee transaction when converted to $AUD
3.65% of transaction
When particular things happen14
- ATM_DISPUTE_FEE$27.50
- CHEQUE_DEPOSIT
Special Clearance
$15 - DIRECT_DEBIT_INVESTIGATION$40
- EMERGENCY_VISA_CASH_OR_CARD_(OVERSEAS)
$175.00 USD
$175 - OVERDRAWN_SAVINGS_ACCOUNTS
Debit interest is charged if the balance of your Savings Accounts are overdrawn where an Overdraft limit exists.Unauthorised Overdrawn Savings and Overlimit Overdraft Fee
$30 - PURCHASE_FOREIGN_CASH_(MINIMUM_ORDER_$250_AU)
Purchase Foreign Cash (minimum order $250 AU)
No fee - RE-PURCHASE_FOREIGN_CASH_(CANCELLATION_OF_PURCHASE_ORDER)$8
- RECALL_OF_BPAY$12
- RECALL_OF_EXTERNAL_TRANSFER
Includes NPP and OSKO transactions to other financial institutions
$40 - REPLACEMENT_OF_CUE_&_VISA_CARD
Under 18 y/o and renewal cards exempt
$5 - REPLACEMENT_VISA_WRISTBAND_(INCLUDING_CHIP)$15
- STATEMENTS_/_VOUCHER_SEARCHES
No charge for current transaction list.Reissue more than 6 months.$5 per page
$5 - TRACE_OF_BPAY$12
- TRACE_OF_EXTERNAL_TRANSFER
Includes NPP and OSKO transactions to other financial institutions
$40
Features
- High Rate of Interest with easy access to your money
- Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply.
- Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwiese exceed your transasction account's available balance.
Eligibility and limits
- You must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as the…
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Published by QBANK under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.