QBANKOn Call
Transactional account with flexible access options
At a glance
- Base rate
- 0.00%
Rates
Every rate QBANK publishes for this account, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $20,000 | 0.00% | - | paid every 1 mo |
| Variable | - | - | $20,000–$50,000 | 0.00% | - | paid every 1 mo |
| Variable | - | - | $50,000+ | 0.00% | - | paid every 1 mo |
Fees
45 fees published, grouped by when they're charged.
While you hold it2
- DORMANCY
Charge $10 every 6 months
$20 - VISA_CARD_ADMIN_FEE
Visa Debit Card per account and waived for loan balances over $50,000 or savings balances over $20,000
$2
When you make a transaction29
- ACCOUNT_AUDIT_CONFIRMATION$10
- BANK_CHEQUE_WITHDRAWALS$13
- BANK@POST_WITHDRAWALS$2.50
- CASH_ADVANCE_____AUSTRALIA_&_INTERNATIONAL$5
- CHEQUE_DISHONOURS
Cheque Deposit subsequently dishonoured through Bank@Post Australia Post may charge a fee
$11.50 - COPY_OF_PAID_CORPORATE_CHEQUE$6.50
- COPY_OF_PERSONAL_CHEQUE/VOUCHER_30_TO_90_DAYS$16.50
- COPY_OF_PERSONAL_CHEQUE/VOUCHER_OVER_90_DAYS$33
- COPY_OF_PERSONAL_CHEQUE/VOUCHER_UNDER_30_DAYS$11
- COPY_OF_VISA_TRANSACTION_VOUCHER$35
- CORPORATE_CHEQUE_WITHDRAWALS$3
- DEBIT_EXTERNAL_ACCOUNT_REJECTION_FEE$5
- DIRECT_DEBIT_DISHONOURS/NON_PAYMENT$11.50
- DIRECT_DEBITS
5 free then $0.50 per transaction per month
$0.50 - EFTPOS
12 Free then $1 per transaction a month
$1 - EXTERNAL_TRANSFERS
Includes NPP and OSKO transactions to other financial institutions
$2.50 - FOREIGN_CASH_DEPOSIT_(PER_CURRENCY)$8
- FOREIGN_CHEQUE_DEPOSIT$15
- INTERNATIONAL_ATM_TRANSACTION$5
- PERSONAL_CHEQUES$1
- RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS)$35
- STOP_PAYMENT_OF_CORPORATE_CHEQUES$12
- TELEGRAPHIC_TRANSFERS_OVERSEAS$25
- TELEGRAPHIC_TRANSFERS_WITHIN_AUSTRALIA$15
- TRACE_OF_PAID_CORPORATE_CHEQUE$17.50
- TRACE_OF_PAID_PERSONAL_CHEQUE$22
- TRAVELLERS_CHEQUE_DEPOSIT_(PER_CURRENCY)$8
- VISA_CHARGEBACK_TRANSACTION$35
- VISA_INTERNATIONAL_TRANSACTION_FEE
International Transaction Fee transaction when converted to $AUD
3.65% of transaction
When particular things happen14
- ATM_DISPUTE_FEE$27.50
- CHEQUE_DEPOSIT
Special Clearance
$15 - DIRECT_DEBIT_INVESTIGATION$40
- EMERGENCY_VISA_CASH_OR_CARD_(OVERSEAS)
$175.00 USD
$175 - OVERDRAWN_SAVINGS_ACCOUNTS
Debit interest is charged if the balance of your Savings Accounts are overdrawn where an Overdraft limit exists.Unauthorised Overdrawn Savings and Overlimit Overdraft Fee
$30 - PURCHASE_FOREIGN_CASH_(MINIMUM_ORDER_$250_AU)
Purchase Foreign Cash (minimum order $250 AU)
No fee - RE-PURCHASE_FOREIGN_CASH_(CANCELLATION_OF_PURCHASE_ORDER)$8
- RECALL_OF_BPAY$12
- RECALL_OF_EXTERNAL_TRANSFER
Includes NPP and OSKO transactions to other financial institutions
$40 - REPLACEMENT_OF_CUE_&_VISA_CARD
Under 18 y/o and renewal cards exempt
$5 - REPLACEMENT_VISA_WRISTBAND_(INCLUDING_CHIP)$15
- STATEMENTS_/_VOUCHER_SEARCHES
No charge for current transaction list.Reissue more than 6 months.$5 per page
$5 - TRACE_OF_BPAY$12
- TRACE_OF_EXTERNAL_TRANSFER
Includes NPP and OSKO transactions to other financial institutions
$40
Features
- Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transasction account's available balance.
- Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply.
Eligibility and limits
- You must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as the…
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Published by QBANK under the Consumer Data Right, last changed by them on 16 Oct 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.