The Finance Algorithm
QBANK

Netlink

Earn Interest with unlimited transactions

Savings & transaction accountsBank updated 22 May 2026
At a glance
Base rate
2.45%
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable2.45%paid every 1 mo
§ 02 — Fees · 4
FeeTypeAmountWhenNotes
RECALL_OF_BPAYEvent$12
RECALL_OF_EXTERNAL_TRANSFEREvent$40Includes NPP and OSKO transactions to other financial institutions
DORMANCYPeriodic$20Charge $10 every 6 months
RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS)Transaction$35
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
  • · Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transasction account's available balance.
§ 04 — Eligibility & limits
  • · You must be a member. Membership is open to citizens or permanent residents of Australia who are current or former emplayees or volunteers in the Australian emergency services sector or are family me…

Published by QBANK under the Consumer Data Right, last changed by them on 22 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.