Bonus Saver
Be rewarded with bonus interest for regular saving
Savings & transaction accountsBank updated 1 Oct 2026
At a glance
- Up to
- 5.20%
- Base rate
- 0.01%
- Bonus rate
- 5.19%
Rates
Every rate QBANK publishes for this account, 4 in all.
How the rate is made up
5.20%in a month every condition is met
0.01% base rate5.19% bonus, when its conditions are met
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | - | - | up to $1,000,000 | 5.19% | - | paid every 1 mo |
| Bonus | - | - | $1,000,000+ | 0.00% | - | paid every 1 mo |
| Variable | - | - | up to $1,000,000 | 0.01% | - | paid every 1 mo |
| Variable | - | - | $1,000,000+ | 0.01% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 1 Oct 2026 | Bonus, up to $1,000,000 | 4.94% | 5.19% | up 0.25 |
Each change is logged the night it appears in the rates QBANK publishes. See how every lender answered the RBA on the rate tracker.
Fees
4 fees published, grouped by when they're charged.
While you hold it1
- DORMANCY
Charge $10 every 6 months
$20
When you make a transaction1
- RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS)$35
When particular things happen2
- RECALL_OF_BPAY$12
- RECALL_OF_EXTERNAL_TRANSFER
Includes NPP and OSKO transactions to other financial institutions
$40
Features
Instant paymentsPayIDDigital banking
- Bonus Interest paid if you deposit $200 or more in a month and no withdrawals.
Eligibility and limits
- You must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as the…
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Published by QBANK under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.