The Finance Algorithm
QBANK

Junior Saver

Exclusive account for children 12 and under

Savings & transaction accountsBank updated 22 May 2026
At a glance
Base rate
2.45%
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable2.45%paid every 1 mo
§ 02 — Fees · 3
FeeTypeAmountWhenNotes
RECALL_OF_EXTERNAL_TRANSFEREvent$40Includes NPP and OSKO transactions to other financial institutions
DORMANCYPeriodic$20Charge $10 every 6 months
RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS)Transaction$35
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
  • · Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwiese exceed your transasction account's available balance.
§ 04 — Eligibility & limits
  • · Maximum age 12
  • · You must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as the…

Published by QBANK under the Consumer Data Right, last changed by them on 22 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.