Christmas Club
Lock away your savings to relax and enjoy the festive season
At a glance
- Base rate
- 2.65%
Rates
The one rate QBANK publishes for this account.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 2.65% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Variable | 2.40% | 2.65% | up 0.25 |
Each change is logged the night it appears in the rates QBANK publishes. See how every lender answered the RBA on the rate tracker.
Fees
5 fees published, grouped by when they're charged.
While you hold it1
- DORMANCY
Charge $10 every 6 months
$20
When you make a transaction2
- CHRISTMAS_CLUB_WITHDRAWAL_FEE
Charged on all withdrawals and transfers from the account between 1 January and 31 October.
$5 - RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS)$35
When particular things happen2
- RECALL_OF_BPAY$12
- RECALL_OF_EXTERNAL_TRANSFER
Includes NPP and OSKO transactions to other financial institutions
$40
Features
Eligibility and limits
- You must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as the…
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Published by QBANK under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.