The Finance Algorithm
QBANK

Christmas Club

Lock away your savings to relax and enjoy the festive season

Savings & transaction accountsBank updated 22 May 2026
At a glance
Base rate
2.40%
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable2.40%paid every 1 mo
§ 02 — Fees · 5
FeeTypeAmountWhenNotes
RECALL_OF_BPAYEvent$12
RECALL_OF_EXTERNAL_TRANSFEREvent$40Includes NPP and OSKO transactions to other financial institutions
DORMANCYPeriodic$20Charge $10 every 6 months
CHRISTMAS_CLUB_WITHDRAWAL_FEETransaction$5Charged on all withdrawals and transfers from the account between 1 January and 31 October.
RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS)Transaction$35
§ 03 — Features
Instant paymentsPayIDUnlimited transactions
§ 04 — Eligibility & limits
  • · You must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as the…

Published by QBANK under the Consumer Data Right, last changed by them on 22 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.