Qudos BankGeneral Savings Account
Your everyday account, and a gateway to easy banking.
At a glance
- Base rate
- 0.00%
Rates
Every rate Qudos Bank publishes for this account, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $50,000 | 0.00% | - | paid every 1 mo |
| Variable | - | - | $50,000+ | 0.05% | - | paid every 1 mo |
Fees
17 fees published, grouped by when they're charged.
While you hold it2
- Account Keeping FeeNo fee
- Dormant Accounts
This fee is applied if one or more savings accounts under a member number have been classified as dormant. An account is classified as dormant if there have been no member-initiated transactions for…
$10 a year
When you make a transaction2
- Inward cheque rejection fee
This fee is applied for each cheque deposited to a Member's account which is subsequently rejected. This fee will be charged at the time of the rejection.
$15 - Overseas Card Transactions
This fee applies to foreign currency transactions made using a Visa Card, and includes a currency conversion assessment of 1% by Visa International. For example, if the value of the transaction is $1…
3.00% of transaction
When particular things happen12
- Copies of documents other than statements
No charge applies for copies of documents such as loan or withdrawal forms.
No fee - Domestic Telegraphic Transfer
This fee applies to telegraphic transfers on behalf of Members, arranged via Westpac. This fee will be charged at the time of the transfer
$20 - Electronic debit rejection feeNo fee
- Foreign Cheque Deposits AUD$5,000 and over
This fee applies to foreign cheques deposited on behalf of Members, via Convera. This fee will be charged at the time of the deposit.
$50 - Foreign Cheque Deposits under AUD$5000
This fee applies to foreign cheques deposited on behalf of Members, via Convera. This fee will be charged at the time of the deposit.
$20 - International telegraphic transfer online
At the request of Members, we can provide certain foreign exchange and payment services. We may receive a commission for providing these services to you, refer to our FSG for details.
$10 - International telegraphic transfers phone or email assisted (sent in foreign currency)$30
- Replacement CardsNo fee
- SMS Banking Requests
This fee applies to each SMS Banking message sent to your mobile phone. The fee will be debited to your main savings account (S0) at the time the SMS is sent. Your telecommunications provider may als…
$0.25 - Statement Copies
This fee is applied when a Member requests a copy of a statement on an account for a period more than 3 months before the request. There is no charge for copies of statements less than 3 months old.…
$5 - Emergency Overseas Visa Cash Advance
Visa International can arrange for a cash advance to be issued if your card is lost, stolen or damaged whilst you are overseas. It should be noted that this fee can be avoided by obtaining cash from…
$175 - Emergency Overseas Visa Replacement Card
Visa International can arrange for the issue of an emergency replacement card if your card is lost, stolen or damaged whilst you are overseas. Visa International bills this charge to your Qudos Bank…
$175
Other fees1
- ATM Transactions
A fee may apply to use ATMs in Australia or overseas. This fee may be charged by the owner of the ATM at the time of the withdrawal. Members should be advised by the ATM owner of the amount of the fe…
$0 to $0
Features
- Interest calculated daily and paid monthly
- Bank at Post using your access card
- Auto transfers set up on your account
- Direct debits & credits
Eligibility and limits
- Residency: Australian Resident
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Published by Qudos Bank under the Consumer Data Right, last changed by them on 30 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.