Qudos Bank
General Savings Account
Your everyday account, and a gateway to easy banking.
Savings & transaction accountsBank updated 30 Apr 2026
At a glance
- Base rate
- 0.00%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $50,000 | 0.00% | — | paid every 1 mo |
| Variable | — | — | $50,000+ | 0.05% | — | paid every 1 mo |
§ 02 — Fees · 17
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Inward cheque rejection fee | Deposit | $15 | — | This fee is applied for each cheque deposited to a Member's account which is subsequently rejected. This fee will be charged at the time of the rejection. |
| Copies of documents other than statements | Event | No fee | — | No charge applies for copies of documents such as loan or withdrawal forms. |
| Domestic Telegraphic Transfer | Event | $20 | — | This fee applies to telegraphic transfers on behalf of Members, arranged via Westpac. This fee will be charged at the time of the transfer |
| Electronic debit rejection fee | Event | No fee | — | — |
| Foreign Cheque Deposits AUD$5,000 and over | Event | $50 | — | This fee applies to foreign cheques deposited on behalf of Members, via Convera. This fee will be charged at the time of the deposit. |
| Foreign Cheque Deposits under AUD$5000 | Event | $20 | — | This fee applies to foreign cheques deposited on behalf of Members, via Convera. This fee will be charged at the time of the deposit. |
| International telegraphic transfer online | Event | $10 | — | At the request of Members, we can provide certain foreign exchange and payment services. We may receive a commission for providing these services to you, refer to our FSG for details. |
| International telegraphic transfers phone or email assisted (sent in foreign currency) | Event | $30 | — | — |
| Replacement Cards | Event | No fee | — | — |
| SMS Banking Requests | Event | $0.25 | — | This fee applies to each SMS Banking message sent to your mobile phone. The fee will be debited to your main savings account (S0) at the time the SMS is sent. Your telecommunications provider may als… |
| Statement Copies | Event | $5 | — | This fee is applied when a Member requests a copy of a statement on an account for a period more than 3 months before the request. There is no charge for copies of statements less than 3 months old.… |
| ATM Transactions | Other | $0 to $0 | — | A fee may apply to use ATMs in Australia or overseas. This fee may be charged by the owner of the ATM at the time of the withdrawal. Members should be advised by the ATM owner of the amount of the fe… |
| Account Keeping Fee | Periodic | No fee | Every 1 yr | — |
| Dormant Accounts | Periodic | $10 | Every 1 yr | This fee is applied if one or more savings accounts under a member number have been classified as dormant. An account is classified as dormant if there have been no member-initiated transactions for… |
| Emergency Overseas Visa Cash Advance | Replacement | $175 | — | Visa International can arrange for a cash advance to be issued if your card is lost, stolen or damaged whilst you are overseas. It should be noted that this fee can be avoided by obtaining cash from… |
| Emergency Overseas Visa Replacement Card | Replacement | $175 | — | Visa International can arrange for the issue of an emergency replacement card if your card is lost, stolen or damaged whilst you are overseas. Visa International bills this charge to your Qudos Bank… |
| Overseas Card Transactions | Transaction | 3.00% of transaction | — | This fee applies to foreign currency transactions made using a Visa Card, and includes a currency conversion assessment of 1% by Visa International. For example, if the value of the transaction is $1… |
§ 03 — Features
Instant paymentsPayIDDigital bankingApple Pay, Google Pay, FitBit
- · Interest calculated daily and paid monthly
- · Bank at Post using your access card
- · Auto transfers set up on your account
- · Direct debits & credits
§ 04 — Eligibility & limits
- · Residency: Australian Resident
§ 05 — Compare
§ 06 — Run the numbers
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Published by Qudos Bank under the Consumer Data Right, last changed by them on 30 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.