Qudos Bank
DIY Super
Give your Self-Managed Super Fund a boost. Secure a great rate with our DIY Super Saver account. Enjoy easy access to manage your DIY Super Saver online when you need it, or simply park your investment and watch it grow. You must have a Self Managed Super Fund (SMSF) in order to acquire this product.
Savings & transaction accountsBank updated 20 May 2026
At a glance
- Base rate
- 0.35%
- Bonus rate
- 4.35%
- Up to
- 4.70%
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | — | — | up to $10,000 | 0.00% | — | paid every 1 mo; Bonus Rate applied if no withdrawals are made during the month. |
| Bonus | — | — | $10,000+ | 4.35% | — | paid every 1 mo; Bonus interest when you make no withdrawals in a calendar month; Bonus Rate applied if no withdrawals are made during the month. |
| Variable | — | — | — | 0.35% | — | paid every 1 mo |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Inward cheque rejection fee | Deposit | $15 | — | This fee is applied for each cheque deposited to a Member's account which is subsequently rejected. This fee will be charged at the time of the rejection. |
| Copies of documents other than statements | Event | No fee | — | No charge applies for copies of documents such as loan or withdrawal forms. |
| Domestic Telegraphic Transfer | Event | $20 | — | This fee applies to telegraphic transfers on behalf of Members, arranged via Westpac. This fee will be charged at the time of the transfer |
| Electronic debit rejection fee | Event | No fee | — | — |
| Foreign Cheque Deposits AUD$5,000 and over | Event | $50 | — | This fee applies to foreign cheques deposited on behalf of Members, via Convera. This fee will be charged at the time of the deposit. |
| Foreign Cheque Deposits under AUD$5000 | Event | $20 | — | This fee applies to foreign cheques deposited on behalf of Members, via Convera. This fee will be charged at the time of the deposit. |
| International telegraphic transfer online | Event | $10 | — | At the request of Members, we can provide certain foreign exchange and payment services. We may receive a commission for providing these services to you, refer to our FSG for details. |
| International telegraphic transfers phone or email assisted (sent in foreign currency) | Event | $30 | — | — |
| SMS Banking Requests | Event | $0.25 | — | This fee applies to each SMS Banking message sent to your mobile phone. The fee will be debited to your main savings account (S0) at the time the SMS is sent. Your telecommunications provider may als… |
| Account Keeping Fee | Periodic | No fee | Every 1 yr | — |
| Dormant Accounts | Periodic | $10 | Every 1 yr | This fee is applied if one or more savings accounts under a member number have been classified as dormant. An account is classified as dormant if there have been no member-initiated transactions for… |
§ 03 — Features
Instant paymentsPayIDDigital banking
- · No fixed term. Instant access to your cash when you want it!
- · Interest calculated daily and credited to your account at the end of the month
- · Covered under the Financial Claims Scheme
- · Earn a bonus rate when your balance is $10,000 or more and you make no withdrawals in a month.
- · Set up direct debits or direct credits
§ 04 — Eligibility & limits
- · Residency: Australian Resident
- · Available to businesses
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Qudos Bank under the Consumer Data Right, last changed by them on 20 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.