The Finance Algorithm
Queensland Country Bank

All Access

The All Access account provides versatility and reliability for your everyday banking.

Savings & transaction accountsBank updated 23 Sept 2026
At a glance
Base rate
0.00%
Monthly fee
$6
Brisbane Heat Debit Card
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
Variableup to $5,0000.00%paid every 1 mo
Variable$5,000+0.01%paid every 1 mo
§ 02 — Fees · 11
FeeTypeAmountWhenNotes
Dishonour Insuff. FundsDishonour$8
DE Mistaken Payment Return ReqEvent$50
Direct Entry Recall of FundsEvent$40Applies to Direct Debit, Direct Credit and OSKO payments
Disputed Transaction FeeEvent$35
Dormant Account FeeEvent$15Charged on Closure of Dormant Account
Honour ChargeEvent$8
RTGS Payment Received FeeEvent$7.20
Transaction Investigation FeeEvent$15
Transaction FeesOtherVariesRefer to our Fees and Charges brochure for information on other transactions which may attract fees and charges
Monthly Account Service FeePeriodic$6Every 1 moDirect Entry Deposits Only customers younger than a maximum age receive the discount Dormant Account Another eligibility criteria exists as described in the additionalInfo field Ultimate Home Loan Package A recipient of a government pension may receive the discount
Overseas Purchase FeeTransaction3.65% of transactionCharged as a percentage of the foreign currency transaction value
§ 03 — Features
Instant paymentsPayIDDigital bankingAPPLE PAYGOOGLE PAYSAMSUNG PAY
§ 04 — Eligibility & limits
  • · Minimum age 13

Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.