Queensland Country Bank
Future Start Savings
Encouraging savings for our Students and Apprentices with a bonus interest rate once the minimum $5 monthly deposit is made and no more than one withdrawal in the same month
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Base rate
- 0.15%
- Bonus rate
- 4.20%
- Up to
- 4.35%
- Monthly fee
- $0
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | — | — | — | 4.20% | — | paid every 1 mo; Max withdrawals; Min deposit amount; To achieve the bonus rate of interest you must deposit at least $5 in a calendar month and make no more than one withdrawal in the same month. |
| Variable | — | — | — | 0.15% | — | paid every 1 mo |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Dishonour Insuff. Funds | Dishonour | $8 | — | — |
| DE Mistaken Payment Return Req | Event | $50 | — | — |
| Direct Entry Recall of Funds | Event | $40 | — | — |
| Dormant Account Fee | Event | $15 | — | — |
| Honour Charge | Event | $8 | — | — |
| RTGS Payment Received Fee | Event | $7.20 | — | — |
| Transaction Fees | Other | Varies | — | Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges |
| Monthly Account Fee | Periodic | No fee | Every 1 mo | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
- · Bonus Interest is paid when at least $5 is deposited into the account for that calendar month and no more than one withdrawal is made in the same month
§ 04 — Eligibility & limits
- · Minimum age 18
- · Maximum age 23
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
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Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.