Queensland Country BankFuture Start Savings
Encouraging savings for our Students and Apprentices with a bonus interest rate once the minimum $5 monthly deposit is made and no more than one withdrawal in the same month
At a glance
- Up to
- 4.55%
- Base rate
- 0.15%
- Bonus rate
- 4.40%
- Monthly fee
- $0
Rates
Every rate Queensland Country Bank publishes for this account, 2 in all.
How the rate is made up
4.55%in a month every condition is met
To earn the bonus
- Max withdrawals
- Min deposit amount
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | - | - | - | 4.40% | - | paid every 1 mo; Max withdrawals; Min deposit amount; To achieve the bonus rate of interest you must deposit at least $5 in a calendar month and make no more than one withdrawal in the same month. |
| Variable | - | - | - | 0.15% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 15 Oct 2026 | Bonus | 4.20% | 4.40% | up 0.20 |
Each change is logged the night it appears in the rates Queensland Country Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
8 fees published, grouped by when they're charged.
While you hold it1
- Monthly Account FeeNo fee
If a payment is late or fails1
- Dishonour Insuff. Funds$8
When particular things happen5
- DE Mistaken Payment Return Req$50
- Direct Entry Recall of Funds$40
- Dormant Account Fee$15
- Honour Charge$8
- RTGS Payment Received Fee$7.20
Other fees1
- Transaction Fees
Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges
Varies
Features
- Bonus Interest is paid when at least $5 is deposited into the account for that calendar month and no more than one withdrawal is made in the same month
Eligibility and limits
- Minimum age 18
- Maximum age 23
- Available to individuals
Compare it with others
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Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.