Queensland Country Bank
Learners & Earners All Access
An everyday banking solution for young people undertaking full-time studies or an apprenticeship
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Base rate
- 0.00%
- Monthly fee
- $0
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $5,000 | 0.00% | — | paid every 1 mo |
| Variable | — | — | $5,000+ | 0.01% | — | paid every 1 mo |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Dishonour Insuff. Funds | Dishonour | $8 | — | — |
| DE Mistaken Payment Return Req | Event | $50 | — | — |
| Direct Entry Recall of Funds | Event | $40 | — | Applies to Direct Debit, Direct Credit and OSKO payments |
| Disputed Transaction Fee | Event | $35 | — | — |
| Dormant Account Fee | Event | $15 | — | — |
| Honour Charge | Event | $8 | — | — |
| RTGS Payment Received Fee | Event | $7.20 | — | — |
| Transaction Investigation Fee | Event | $15 | — | — |
| Transaction Fees | Other | Varies | — | Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges |
| Monthly Account Fee | Periodic | No fee | Every 1 mo | — |
| Overseas Purchase Fee | Transaction | 3.65% of transaction | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingAPPLE PAYGOOGLE PAYSAMSUNG PAY
§ 04 — Eligibility & limits
- · Minimum age 18
- · Maximum age 23
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
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Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.