The Finance Algorithm
Queensland Country Bank logoQueensland Country Bank

Business Basic

Our Business Basic Account is ideal if you are a business wanting to manage your funds by separating accounts with minimal fees and is a business that has low transaction requirements

Savings & transaction accountsBank updated 23 Sept 2026

At a glance

Base rate
0.00%
Monthly fee
$2
Brisbane Heat Debit Card

Rates

Every rate Queensland Country Bank publishes for this account, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $5,0000.00%-paid every 1 mo
Variable--$5,000+0.01%-paid every 1 mo

Fees

11 fees published, grouped by when they're charged.

While you hold it1

  • Monthly Account Service Fee

    A business or other non-person legal entity Dormant Account

    $2 a month

When you make a transaction1

  • Overseas Purchase Fee

    Charged as a percentage of the foreign currency transaction value

    3.65% of transaction

If a payment is late or fails1

  • Dishonour Insuff. Funds
    $8

When particular things happen7

  • DE Mistaken Payment Return Req
    $50
  • Direct Entry Recall of Funds
    $40
  • Disputed Transaction Fee
    $35
  • Dormant Account Fee

    Charged on Closure of Dormant Account

    $15
  • Honour Charge
    $8
  • RTGS Payment Received Fee
    $7.20
  • Transaction Investigation Fee
    No fee

Other fees1

  • Transaction Fees

    Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges

    Varies

Features

Instant paymentsPayIDDigital bankingAPPLE PAYGOOGLE PAYSAMSUNG PAY

Eligibility and limits

  • Available to businesses

Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.