The Finance Algorithm
Queensland Country Bank

Business Basic

Our Business Basic Account is ideal if you are a business wanting to manage your funds by separating accounts with minimal fees and is a business that has low transaction requirements

Savings & transaction accountsBank updated 23 Sept 2026
At a glance
Base rate
0.00%
Monthly fee
$2
Brisbane Heat Debit Card
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
Variableup to $5,0000.00%paid every 1 mo
Variable$5,000+0.01%paid every 1 mo
§ 02 — Fees · 11
FeeTypeAmountWhenNotes
Dishonour Insuff. FundsDishonour$8
DE Mistaken Payment Return ReqEvent$50
Direct Entry Recall of FundsEvent$40
Disputed Transaction FeeEvent$35
Dormant Account FeeEvent$15Charged on Closure of Dormant Account
Honour ChargeEvent$8
RTGS Payment Received FeeEvent$7.20
Transaction Investigation FeeEventNo fee
Transaction FeesOtherVariesRefer to our Fees and Charges brochure for information on other transactions which may attract fees and charges
Monthly Account Service FeePeriodic$2Every 1 moA business or other non-person legal entity Dormant Account
Overseas Purchase FeeTransaction3.65% of transactionCharged as a percentage of the foreign currency transaction value
§ 03 — Features
Instant paymentsPayIDDigital bankingAPPLE PAYGOOGLE PAYSAMSUNG PAY
§ 04 — Eligibility & limits
  • · Available to businesses

Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.