The Finance Algorithm
Queensland Country Bank logoQueensland Country Bank

SmartBudget

Transaction account linked to an agreement in which regular deposits are made in return for payment of nominated bills. When combined with the linked agreement this assists budgeting by smoothing out the expenses paid under the agreement.

Savings & transaction accountsBank updated 23 Sept 2026

At a glance

Base rate
0.00%
Monthly fee
$5

Rates

Every rate Queensland Country Bank publishes for this account, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $5,0000.00%-paid every 1 mo
Variable--$5,000+0.01%-paid every 1 mo

Fees

One fee published, grouped by when they're charged.

While you hold it1

  • Monthly Account Service Fee

    Dormant Account

    $5 a month

Features

Digital bankingUnlimited transactions

Eligibility and limits

  • Minimum age 17

Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.