Queensland Country Bank
SmartBudget
Transaction account linked to an agreement in which regular deposits are made in return for payment of nominated bills. When combined with the linked agreement this assists budgeting by smoothing out the expenses paid under the agreement.
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Base rate
- 0.00%
- Monthly fee
- $5
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $5,000 | 0.00% | — | paid every 1 mo |
| Variable | — | — | $5,000+ | 0.01% | — | paid every 1 mo |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Monthly Account Service Fee | Periodic | $5 | Every 1 mo | Dormant Account |
§ 03 — Features
Digital bankingUnlimited transactions
§ 04 — Eligibility & limits
- · Minimum age 17
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.