Queensland Country Bank
Pension Plus
An everyday account providing freedom and ease of access for our Members aged 65 and over
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Base rate
- 3.10%
- Monthly fee
- $0
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $50,000 | 3.10% | — | paid every 1 mo |
| Variable | — | — | $50,000+ | 3.10% | — | paid every 1 mo |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Dishonour Insuff. Funds | Dishonour | $8 | — | — |
| DE Mistaken Payment Return Req | Event | $50 | — | — |
| Direct Entry Recall of Funds | Event | $40 | — | Applies to Direct Debit, Direct Credit and OSKO payments |
| Disputed Transaction Fee | Event | $35 | — | — |
| Dormant Account Fee | Event | $15 | — | Charged on Closure of Dormant Account |
| Honour Charge | Event | $8 | — | — |
| RTGS Payment Received Fee | Event | $7.20 | — | — |
| Transaction Investigation Fee | Event | $15 | — | — |
| Transaction Fees | Other | Varies | — | Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges |
| Monthly Account Fee | Periodic | No fee | Every 1 mo | — |
| Overseas Purchase Fee | Transaction | 3.65% of transaction | — | Charged as a percentage of the foreign currency transaction value |
§ 03 — Features
Instant paymentsPayIDDigital bankingAPPLE PAYGOOGLE PAYSAMSUNG PAY
§ 04 — Eligibility & limits
- · Minimum age 65
§ 05 — Compare
§ 06 — Run the numbers
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Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.