Queensland Country Bank
Mortgage Offset
An account that is linked to your home loan which can help you save interest and possibly own your home sooner by providing 100% offset benefit
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Pricing
- Rates on application
- Monthly fee
- $0
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Dishonour Insuff. Funds | Dishonour | $8 | — | — |
| DE Mistaken Payment Return Req | Event | $50 | — | — |
| Direct Entry Recall of Funds | Event | $40 | — | Applies to Direct Debit, Direct Credit and OSKO payments |
| Disputed Transaction Fee | Event | $35 | — | — |
| Dormant Account Fee | Event | $15 | — | — |
| Honour Charge | Event | $8 | — | — |
| RTGS Payment Received Fee | Event | $7.20 | — | — |
| Transaction Investigation Fee | Event | $15 | — | — |
| Transaction Fees | Other | Varies | — | Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges |
| Monthly Account Fee | Periodic | No fee | Every 1 mo | — |
| Overseas Purchase Fee | Transaction | 3.65% of transaction | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactionsAPPLE PAYGOOGLE PAYSAMSUNG PAY
- · An account that is linked to your eligible Variable or Fixed Rate Home Loan providing you 100% Offset benefit
§ 04 — Eligibility & limits
- · For Members with an eligible home loan
§ 05 — Compare
§ 06 — Run the numbers
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Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.