Regional Australia Bank
Community Partnership Account
Our revolutionary transaction account allows you to support a community group of your choice, at no additional cost to you.
Savings & transaction accountsBank updated 15 Sept 2026
At a glance
- Base rate
- 0.00%
- Monthly fee
- $0
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 0.00% | — | paid every 1 mo |
§ 02 — Fees · 7
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cheque Deposit Fee | Deposit | $0.50 | — | Your first 10 cheque deposits to your membership each month are free, each subsequent deposit will be charged per cheque. |
| Direct Debit Dishonour Fee | Dishonour | $5 | — | Applies where a direct debit request is rejected by us due to insufficient funds in your account. |
| Bank Cheque Fee | Event | $11 | — | Applies for each bank cheque you order from us. |
| Direct Debits and Credits | Event | No fee | — | Applies when you make a transaction through a direct debit or credit. |
| Over Limit Fee | Event | $3.50 | — | Applies for each day that a Direct Debit or Cheque transaction is debited to a member which results in a deposit or overdraft account being drawn beyond its available balance or limit. |
| Access Fee | Periodic | No fee | Every 1 mo | The Access Fee is a flat monthly fee which entitles your membership to unlimited withdrawals via EFTPOS, ATMs, Internet, Phone and Mobile Banking. |
| International Transaction Fee | Transaction | 3.00% of transaction | — | This fee is charged by the card issuer for purchases in foreign currency, payments in Australian Dollars processed by a merchant or financial institution located outside Australia or for transactions… |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactionsApple PaySamsung PayGoogle Pay
- · Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply.
- · Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.
§ 04 — Eligibility & limits
- · Residency: Australian Residents
- · As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Regional Australia Bank under the Consumer Data Right, last changed by them on 15 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.