St. George Bank
Business Cheque Account Plus
Complete everyday business bank account, ideal for customers who mainly transact electronically, but have a high number of branch and cheque transactions each month.
Savings & transaction accountsBank updated 29 July 2026
At a glance
- Base rate
- 0.00%
- Monthly fee
- $20
§ 01 — Rates · 11
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| PenaltyThe Unarranged Lending Rate (ULR) is a debit interest rate charged to a transaction account if it becomes overdrawn without arrangement. It will be calculated daily on the debit balance (and deducted… | — | — | — | 15.01% | — | Currently not applicable |
| Variable | — | — | up to $1,999 | 0.00% | — | paid every 1 mo; Currently not applicable |
| Variable | — | — | $10,000–$19,999 | 0.00% | — | paid every 1 mo; Currently not applicable |
| Variable | — | — | $100,000–$249,999 | 0.00% | — | paid every 1 mo; Currently not applicable |
| Variable | — | — | $1,000,000+ | 0.00% | — | paid every 1 mo; Currently not applicable |
| Variable | — | — | $2,000–$4,999 | 0.00% | — | paid every 1 mo; Currently not applicable |
| Variable | — | — | $20,000–$49,999 | 0.00% | — | paid every 1 mo; Currently not applicable |
| Variable | — | — | $250,000–$499,999 | 0.00% | — | paid every 1 mo; Currently not applicable |
| Variable | — | — | $5,000–$9,999 | 0.00% | — | paid every 1 mo; Currently not applicable |
| Variable | — | — | $50,000–$99,999 | 0.00% | — | paid every 1 mo; Currently not applicable |
| Variable | — | — | $500,000–$999,999 | 0.00% | — | paid every 1 mo; Currently not applicable |
§ 02 — Fees · 16
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cheque Clearing (deposit) | Deposit | $3 | — | — |
| Direct Credit | Deposit | No fee | — | — |
| Overdrawn Fee | Event | $15 | — | — |
| Periodical Payment | Payment | No fee | — | — |
| Account Keeping Fee | Periodic | $20 | Every 1 mo | — |
| Agency | Transaction | No fee | — | — |
| Bank@Post | Transaction | No fee | — | — |
| Business VISA Debit Card | Transaction | No fee | — | — |
| Collection Item | Transaction | $3 | — | — |
| EFTPOS | Transaction | No fee | — | — |
| Foreign Currency Conversion Fee | Transaction | 3.00% of transaction | — | — |
| Internet Banking | Transaction | No fee | — | — |
| Phone Banking | Transaction | No fee | — | — |
| Staff assisted transactions | Transaction | $3 | — | — |
| Cheque Clearing (withdrawal) | Withdrawal | $3 | — | — |
| Direct Debit | Withdrawal | No fee | — | — |
§ 03 — Features
Digital bankingFraud protectionUnlimited transactionsRelationship managerOverdraft
- · Make non-cash payments via services such as BPAY, Pay Anyone, OSKO, Overseas Telegraphic Transfer (OTT) and Direct Debit.
- · Statements: Monthly statements are available
- · Cheque book, Periodical payments and direct debits, Agency banking features are available
- · Cash flow supported: St.George business accounts use Osko, which deposits payments into your account near instantly for immediate use.�
- · Fast, secure payments enabled: Set up PayID to receive payments using your ABN as a unique identifier, which deters scammers.
- · Online security guaranteed: We?ll repay any missing funds if your account is compromised by Internet fraud, as long as you?ve complied with our T&Cs.
- · Bonus MYOB for a year - Pay for 1 month of MYOB Business and get a bonus 12 months, when you subscribe with your business transaction account, eligible debit or credit card to take up the offer. Conn…
§ 04 — Eligibility & limits
- · Minimum age 18
- · Customer must be operating using an Australian address.
- · Sole trader, partnership, company, association, self-managed super fund, trust, or not-for-profit organisation.
§ 05 — Compare
§ 06 — Run the numbers
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Published by St.George Bank under the Consumer Data Right, last changed by them on 29 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.