Summerland
Home Loan Offset
Use the money in your transaction account to help you save interest and own your home sooner.
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Pricing
- Rates on application
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Deposited Cheque Item Fee | Event | Varies | — | — |
| Dishonour Fee | Event | $15 | — | — |
| Honour Fee | Event | $20 | — | — |
| QuickDebit Dishonour Fee | Event | $15 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactionsApple Pay.Google Pay
- · Save on paper, receive and view your statements online with eStatements.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: A Permanent Australian Resident including those working overseas.
- · Available to individuals
- · Account linked to the Offset Home Loan.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Summerland Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.