The Finance Algorithm
The Capricornian

Club Account

A transaction account designed specifically for not-for-profit organisations, clubs and community groups, offering the features your club needs to use and move your money.

Savings & transaction accountsBank updated 24 July 2026
At a glance
Base rate
0.00%
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable0.00%paid every 1 mo; Must be a legitimate recognised club to own this account.
§ 02 — Fees · 3
FeeTypeAmountWhenNotes
Direct DebitsPayment$0.30
BPAY - Branch and Contact Centre processed.Transaction$3
External Funds Transfer - Branch and Contact Centre processed.Transaction$3
§ 03 — Features
Instant paymentsPayIDDigital banking
  • · Account sweep available Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available bala…
§ 04 — Eligibility & limits
  • · Residency: Individuals must be citizens or permanent residents of Australia
  • · Individual Incorporated and Unincorporated Clubs and Organisations
  • · You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you

Published by The Capricornian under the Consumer Data Right, last changed by them on 24 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.